Featured

Category Archives for Featured.

Best Credit Card Offers for April

Apr 09 2019

There’s no quicker and easier way to earn a large amount of miles quickly than with a new credit card. And before the holidays is the perfect time to get one, because it’s even easier than the rest of the year to meet the minimum spending required to earn signup bonuses.

Every month I post what I find are the best signup bonus offers out there. Several of last month’s offers are gone or changed, and new better offers have arrived. So here’s the current up to date list of best initial card bonus deals.

Continue Reading »

17 of My Favorite Frequent Flyer Award Booking Values

Jun 25 2017

The price of an award ticket can vary tremendously. That’s because the same flight will be ‘sold’ for different mileage prices depending on the frequent flyer program you’re using to book it.

As a result there are what some would consider ‘tricks’ to get your awards at the lowest possible cost. Here are 17 of my favorite.

Continue Reading »

The Best Card Offer Right Now That Many Of You Can’t Get

Jun 14 2017

This card launched around 8 months ago with a big signup bonus and strong points-earning. But it’s a $95 annual fee card, not a $450 annual fee card.

It comes with an 80,000 Point Signup Bonus: Spend $5000 on your new card within 3 months and you’ll get 80,000 points. As you’ll see below, that can even be enough for a roundtrip business class award ticket between the US and Europe.

Continue Reading »

Put Away That Airline Miles Credit Card!

Dec 15 2016

When you put unbonused spend on a mileage-earning credit card you are basically buying those points for two cents each — the opportunity cost of putting the spending on a 2% cash back card — and that’s likely a mistake since most people wouldn’t buy miles for 2 cents each.

Folks who only want to use their points for domestic coach tickets should probably choose cash back, and buy their tickets, rather than limiting themselves to award availability because most of the time you won’t do better than 2 cents a point for those redemptions.

Continue Reading »

How to Get Upgraded to the Ritz-Carlton Club Level

Oct 20 2016

Ritz-Carlton clubs aren’t like the club lounges you may be used with at major chain hotels. They’ll frequently have up to 5 food presentations daily, and adult beverages throughout the day along with great service to take care of any needs you have during your stay.

You’ll find delicious, substantive food from breakfast to light snacks, afternoon tee, evening Hors d’Oeuvres and desserts. But elite status doesn’t get you in.

Continue Reading »

What Credit Score it Takes to Get Approved for the Best Rewards Credit Cards

Sep 01 2016

I’ve signed up for scores of cards over many years and I still have an excellent credit score, it was nearly 800 FICO on the three major credit bureaus when I went to get my mortgage. In part because of signing up for more cards, rather than in spite of it.

It often surprises me though how many credit cards are approved for consumers with much lower credit scores than I’d have expected. It turns out there’s data for that.

Continue Reading »