Recommended Credit Card Offers

I receive compensation for many links on this blog. You don’t have to use these links, but I am grateful to you if you do. I do not write deabout all credit cards that are available — instead focusing on miles, points, and cash back (and currencies that can be converted into the same).

There are a few places online that compile the best credit card deals. But as you get from reading this blog, I have my own take on what actually is best. So I’ve compiled these offers in many ways as a repository for myseilf — these are the links I go back to when it’s time to sign up for a card myself or recommend a link to friends and family.

If you find something I’ve missed, I’d greatly appreciate cit if you would e-mail me.

American Express, Chase, Citibank, and Barclays are advertising partners of this blog.

This does not endeavor to be a complete and 100% exhaustive list of all of the credit cards that exist. Rather, these are the cards that I believe are actually worthwhile.

AIRLINE CREDIT CARDS

Alaska Airlines Mileage Plan: 30,000 mile signup bonus: $75 annual fee not waived the first year.

This card also comes with a $99+tax companion ticket which is valid for use on any paid coach fare. Sadly the companion tickets are no longer useful on paid first class fares.

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® has an offer to earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening.

There’s a $0 annual fee the first year, then $99. Cardmembers receive one free checked bag and preferred boarding on American Airlines flights.

You also get 10% of your miles back (up to 10,000 rebated per calendar year) when you redeem miles.

In addition earning is 2 miles per dollar on American Airlines purchases and at restaurants and gas stations (1 mile per dollar elsewhere) and you can earn an annual $100 American Airlines flight discount after $20,000 spend within a year, provided after card renewal.

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®: 70,000 mile initial bonus after spending $4,000 within the first 4 months of account opening. This card has a $0 annual fee the first year (then $95).

Citi® / AAdvantage® Executive World Elite™ Mastercard® is offering 50,000 miles after $5000 spend within the first 3 months of cardmembership. This card comes with American Airlines Club membership — and it offers authorized user cards at no additional annual fee. Authorized users get access to American Airlines clubs as well. $40,000 spend on purchases that post to your account during a calendar year earns 10,000 elite qualifying miles. The card’s annual fee is $450.

Barclays AAdvantage® AviatorTM Red World Elite Mastercard® has an offer for a limited time to earn 50,000 American Airlines AAdvantage bonus miles after first purchase within 90 days of account opening and paying the card’s $95 annual fee.

Cardmembers receive one free checked bag (on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation) and preferred boarding on American Airlines domestic itineraries.

Spending $25,000 on the card in a year will earn $3,000 Elite Qualifying Dollars. And like the personal Citi card you get 10% of your miles back (up to 10,000 rebated per calendar year) when you redeem miles.

AAdvantage® Aviator® Silver World Elite Mastercard®

You can’t apply for this card directly, you can only product change an Aviator Red card to it. This $195 annual fee card comes with a $100 Global Entry credit. You get priority boarding and free checked bag for up to 8 passengers on the same itinerary.

What’s unique about it is:

  • 5000 elite qualifying miles after $20,000 spend in a year
  • 3000 elite qualifying dollars after $25,000 spend in a year
  • $99 companion ticket (valid for up to 2 companions at $99+tax each) after $30,000 spend in a year
  • 5000 more elite qualifying miles after $40,000 spend in a year
  • 3000 more elite qualifying dollars after $50,000 spend in a year

AAdvantage® Aviator® Business Mastercard®

Signup bonus is 50,000 AAdvantage miles after first purchase in the first 90 days.

Benefits include first checked bag free and preferred boarding for the cardmember and up to 4 companions on the same itinerary.

$25,000 spend on the card in a calendar year earns $3000 elite qualifying dollars, $30,000 spend earns a $99+tax companion ticket.

Asiana Visa Signature® Credit Card

Signup bonus is 30,000 miles after $3000 spend within 90 days. Card earns triple points on Asiana, double points on gas and groceries, and one mile per dollar on everything else.

Every year you get 2 Asiana lounge invitations, 10,000 bonus miles, and a $100 rebate on Asiana Airlines ticket purchases (great for taxes and fuel surcharges on an award ticket).

Asiana miles are tough to get but they have one of the best Star Alliance award charts.

British Airways Visa Signature® Card

Chase is offering a signup bonus of up to 100,000 Avios:

    Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening. Earn an additional 25,000 bonus Avios after you spend $10,000 total on purchases within your first year of account opening for a total of 75,000 bonus Avios. Earn a further 25,000 bonus Avios after you spend $20,000 total on purchases within your first year from account opening for a total of 100,000 bonus Avios.

If you spend $30,000 in a calendar year to earn a Travel Together Ticket good for two years which can double the value of your Avios on a single redemption for 2 people.

Your spending on this $95 annual fee card will earn 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.

Blue Delta SkyMiles® Credit Card from American Express

This no annual fee Delta co-brand card earns 2 miles per dollar at US restaurants and on purchases made directly with Delta, and a full 1 mile on every other eligible dollar spent on purchases — much better than no annual fee airline cards used to offer at just one mile per two dollars spent.

There’s a 10,000 mile initial bonus after $500 in purchases on the card in the first 3 months from approval.

You also receive a 20% statement credit based on spend with the card on eligible Delta in-flight purchases of food, beverages, and audio headsets.

Terms Apply. See Rates & Fees

Gold Delta SkyMiles® Credit Card

American Express has an initial offer of 30,000 Bonus Miles after you spend $1,000 in purchases within the first 3 months of cardmembership and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.

The card has a $0 annual fee the first year and is then $95.

The strongest value proposition for the card is that people who fly Delta but not enough to earn elite status receive some of the key benefits of that status just for being a cardholder, specifically priority boarding (which helps avoid having to gate check carryon bags) and first checked bag free on every Delta flight ( a savings of up to $200 per round trip for a family of four, so can more than pay for the annual fee after year one with just a single trip).

Terms apply. See rates and fees.

Gold Delta SkyMiles® Business Credit Card

American Express is offering 30,000 bonus miles after you spend $1,000 in purchases with your new Card within the first 3 months. The card also gives you a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.

There’s a $0 annual fee the first year and is then $95.

The card comes with priority boarding. It has no foreign transaction fees. And you get a statement credit back for 20% of in-flight purchases on Delta.

Terms and limitations apply. See rates and fees.

Platinum Delta SkyMiles® Business Credit Card

American Express has an initial offer of 75,000 bonus miles. Earn 35,000 miles and 5,000 elite qualifying miles after you spend $1,000 in purchases on the card in your first 3 months. In addition you’ll earn 5 miles per dollar on eligible purchases with your new Card during the first 6 months of cardmembership, up to 35,000 bonus miles. This special offer ends July 31, 2018.

You’ll also earn a $100 statement credit after you make a Delta purchase with the card within your first 3 months.

The strongest value proposition for the card is that people who fly Delta but not enough to earn elite status receive some of the key benefits of that status just for being a cardholder, specifically priority boarding (which helps avoid having to gate check carryon bags) and first checked bag free on every Delta flight. And you get a statement credit back for 20% of in-flight purchases on Delta.

Terms and limitations apply. See rates and fees.

Southwest Rapid Rewards® Plus Credit Card

This card has an offer to earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.

Ongoing earn is 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.

You earn 3,000 bonus points after your cardmember anniversary, a nice incentive to keep the card.

What I like about Southwest is that they have no change fees, you can use your points even to make a speculative booking. It’s always great to have Southwest points around, even if you book mostly international award tickets. You might need a domestic flight to get to the city your international award ticket leaves from. Or book the Southwest flight, and if award availability opens up to include a domestic flight on your other ticket, great, there’s no change fees. Southwest points are great insurance. They don’t have other fees either like checked bag fees or change fees.

And you can always redeem your points for gift cards, too, I find I can always get a minimum of a penny a point in value that way so a 40,000 point signup offer has a floor of $400 in value.

Most importantly the points you earn on the card, including its signup bonus, count towards Southwest’s companion pass which is earned after 110,000 eligible points in a year.

Southwest Rapid Rewards® Premier Credit Card

This card has an offer to earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.

Ongoing earn is 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.

You earn 6,000 bonus points after your cardmember anniversary, a nice incentive to keep the card. This is the premium version of the card which also has no foreign transaction fees.

I love that Southwest doesn’t charge change fees and doesn’t charge for checked bags. I’ve been flying them a lot more this year, and having a stash of Southwest points on hand is great for domestic positioning flights for awards when other airlines don’t have connecting availability especially since Rapid Rewards tickets are cancellable without a fee. And at the end of the day you can also redeem your points for gift cards and still get strong value.

And of course arguably the single best benefit in all of travel is the Southwest Companion Pass which is earned after 110,000 points in a year – and credit card points (including signup bonus points) count.

Southwest Rapid Rewards® Premier Business Credit Card

This card has an offer to earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

Ongoing earn is 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.

You earn 6,000 bonus points after your cardmember anniversary, a nice incentive to keep this $99 annual fee card.

While you can no longer get two different personal Southwest cards, you may be approved for a personal and a small business card, the fasted way to a Southwest Companion Pass which is earned after 110,000 points in a year (credit card points including signup bonus points count).

UnitedSM Explorer Card

Extended for a Limited Time – Offer ends 8/15/18. 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open plus $100 statement credit after your first purchase.

Your spending will earn 2 miles per $1 spent at restaurants, on hotel stays and on purchases from United. 1 mile per $1 spent on all other purchases.

What’s great about this $0 the first year then $95 annual fee card is the travel benefits when flying United. You get first bag for free (a savings of up to $100 per roundtrip) when you use your card to purchase your ticket. You get priority boarding (avoid having to gate check your carry on, and indeed on a Basic Economy fare you can still bring on a full-sized carry on bag).

You’ll get 2 one-time United Club passes each year for your account anniversary as well.

And they’ve just added a $100 Global Entry or TSA PreCheck fee credit and 25% back on United inflight purchases.

Cardmembers get access to last seat availability on extra miles awards as well as extra saver award availability that general members don’t have. Elites with the card can receive complimentary domestic upgrades on award tickets.

HOTEL CREDIT CARDS

Hilton

The Hilton Honors American Express Business Card

American Express is offering 100,000 Hilton Honors points after you spend $3,000 in eligible purchases in the first 3 months on this card..

The card earns 12X at hotels & resorts in the Hilton portfolio, 6X on select business and travel purchases, and 3X everywhere else. Terms and limitations apply.

You’ll get complimentary Hilton Gold status just for having the card. $15,000 spend in purchases in a calendar year earns a weekend night reward as well, and another weekend night after you spend an additional $45,000 in purchases on your Card in the same calendar year.

The card comes with Priority Pass Select including 10 visits each year — not bad for a $95 annual fee card.

Terms apply. See Rates & Fees

Hilton

Hilton Honors Ascend Card from American Express

American Express is offering an initial bonus of 100,000 Hilton Honors points after $2,000 in eligible purchases with the product in your first 3 months of cardmembership.

Each year you spend $15,000 on the card you’ll earn a weekend night reward, and $40,000 in a calendar year earns Hilton Diamond status through the end of the next calendar year.

Ongoing earn is 12 Hilton points per dollar on purchases directly with a participating hotel or resort within the Hilton Portfolio; 6 per dollar at U.S. restaurants, U.S. supermarkets, and U.S. gas stations; and 3 per dollar for all other eligible purchases.

Terms apply. See Rates & Fees

Hilton Honors Card from American Express

This no annual fee Hilton card has a 50,000 point initial bonus after $1000 in eligible purchases within the first 3 months of cardmembership.

Earning is 7 points per dollar at Hilton Honors properties; 5 points per dollar at U.S. restaurants, U.S. supermarkets, and U.S. gas stations; 3 points per dollar on other purchases.

There are no foreign transaction fees — nice on a no annual fee card — and the product comes with Hilton Honors Silver status ($20,000 spend on the card in a calendar year earns Gold status through the end of the next calendar year).

Terms Apply. See Rates & Fees

Hyatt

The World Of Hyatt Credit Card

Chase and Hyatt have introduced a new credit card and I think it’s fantastic for anyone who likes Hyatt. It makes earning elite status easier, and spending is rewarding — for Hyatt stays, for bonus categories, and because of the additional free night after $15,000 in spend each cardmember year.

The initial offer is to earn up to 60,000 Bonus Points – 40,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus an additional 20,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months of account opening.

Ongoing earn 9 points total per $1 spent at Hyatt – 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member plus, earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships.

You’ll receive 1 free night every year after your cardmember anniversary at any Category 1-4 Hyatt hotel or resort and earn an extra free night at any Category 1-4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year.

The card lets you get automatic World of Hyatt Discoverist status for as long as your account is open and 5 qualifying night credits toward your next tier status every year and also earn 2 qualifying night credits towards your next tier status every time you spend $5,000 on your card.

IHG Rewards Club

IHG® Rewards Club Premier Credit Card

This is the new premium IHG Rewards Club card and you can earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening. You also earn 5,000 bonus points after you add your first authorized user and make your first purchase in the first three months from account opening.

Ongoing spend will earn 10 points per $1 spent when you stay at an IHG hotel; earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants; earn 1 point per $1 spent on all other purchases.

You’ll receive a free night after each account anniversary year at eligible IHG hotels worldwide.

One of the best features is that cardholders receive a free reward night each time they redeem points for any stay of 4 or more nights. So that’s better than the ‘5th night free’ from Starwood and from Hilton, and amounts to a 25% discount on four night award stays.

Cardmembers receive platinum status for as long as they remain a cardmember. There’s a Global Entry or TSA Precheck fee credit (up to $100 every 4 years) as well.

Marriott

Marriott Rewards® Premier Plus Credit Card

The card has an initial bonus to earn 75,000 Points after spending $3,000 on purchases in your first 3 months from account opening with the new Marriott Rewards® Premier Plus Credit Card! In addition you receive a free night award that can be used at hotels which cost up to 35,000 points to redeem each year after account anniversary.

Ongoing spend will earn 6 points for every $1 spent at over 6,500 participating Marriott Rewards and SPG hotels and 2 points everywhere else.

Cardholders receive silver elite status and beginning in 2019 fifteen elite nights each calendar year. The card has a $95 annual fee.

Starwood

Starwood Preferred Guest® Business Credit Card from American Express

The card has an initial bonus of a $100 statement credit after $1,000 in purchases on the card within the first 3 months of cardmembership and an additional $100 statement credit after your first purchase on the Card at a participating SPG® or Marriott Rewards® hotel within your first 6 months of Card Membership.

$0 introductory annual fee for the first year, then $95

Terms apply. See rates and fees.

BANK PROGRAM CREDIT CARDS

Chase Ultimate Rewards

Chase Sapphire Preferred® Card Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Introductory Annual Fee of $0 the first year, then $95.

You can earn another 5,000 bonus points when you add your first authorized user to the account and make a purchase in the same 3 months from account opening.

The card earns 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.

Points transfer to United, Hyatt, Southwest, British Airways, Virgin Atlantic, Singapore Airlines, Korean Air, Air France KLM, Marriott Rewards, IHG Rewards Club, and Ritz-Carlton. Or use points for $625 toward travel when you redeem through Chase Ultimate Rewards®. Probably the best all-around credit card, and with a great signup bonus.

Ink Business Preferred℠ Credit Card

This new card lets you earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Your spending will earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. (Of course you earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.)

Employee cards come at no additional cost and there’s a $95 annual fee.

New! Ink Business Unlimited(SM) Credit Card

This is a no annual fee Visa card that has an initial bonus of $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Your ongoing spend will earn unlimited 1.5% cash back on every purchase made for your business.

Chase Sapphire Reserve®, note that this is not my link and content is neither reviewed nor approved by its issuer.

With the card’s signup bonus you’ll earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Earning is 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.

The card’s $450 annual fee makes a lot of sense with the card’s $300 annual travel credit providing reimbursement for travel purchases charged to the card each account anniversary year.

You can take your points and transfer them to a variety of airlines and hotel programs, or use your points at 1.5 cents apiece towards travel through the Ultimate Rewards portal.

  • Airline programs: United MileagePlus, British Airways Executive Club, Air France KLM Flying Blue, Korean Air SkyPass, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, Virgin Atlantic Flying Club
  • Hotels: World of Hyatt, Marriott Rewards, Ritz-Carlton Rewards, IHG Rewards Club

The card comes with a Priority Pass Select with unlimited visits and unlimited guests subject only to capacity in 1000+ lounges around the world. There are no foreign transaction fees and up to a $100 application fee credit for Global Entry or TSA PreCheck.

American Express Membership Rewards

Premier Rewards Gold Card from American Express

You’ll earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.

In addition, your spending earns 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases.

There are no foreign transaction fees with this card. It also provides a $100 airline fee credit — up to $100 per year in incidental fees like checked bag fees credited to your statement with the one eligible airline you choose.

In addition you can get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection.

There’s a $0 introductory annual fee for the first year, then $195. Terms Apply. See rates and fees.

The Business Gold Rewards Card from American Express OPEN

Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership

The card earns 3x points on your choice of 1 category out of 5 selections, with the other 4 earning double points. Those categories are airfare purchased directly from airlines; US purchases for advertising in select media; shipping; at US gas stations, and and purchases made directly from select computer hardware, software, and cloud computing providers. (3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter)

There’s a $0 annual fee the first year, then $175. Terms and limitations apply. See rates and fees.

The Platinum Card® from American Express

American Express will let you earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.

This card gets complimentary access to American Express Centurion airport lounges. It also provides individual cardmember access to Delta lounges when flying Delta same-day, and a Priority Pass Select membership for cardmember access to lounges that are a part of the Priority Pass network (which includes Alaska Airlines lounges and many international lounges).

The card provides up to $200 a year in statement credits for airline incidental fees like checked bags fees, flight change fees, and onboard snack purchases. (You must select one eligible airline for the year with which to use this benefit, terms apply.)

There’s no foreign currency transaction fees. There are also additional travel benefits like Gold status in the Starwood Preferred Guest program, Hilton Honors and Executive status in the National Car Rental program.

I love the new 5X Membership Rewards® points-earning on flights booked directly with airlines or with American Express Travel.

The card’s annual fee is $550, and it has a new benefit of up to $200 Uber Savings annually (available to the primary cardholder only). See rates and fees.

The Business Platinum® Card from American Express OPEN

For a limited time you can earn up to 100,000 Membership Rewards points as an initial bonus. You earn 50,000 points after you spend $10,000 & an additional 50,000 points after you spend an additional $15,000 all on qualifying purchases within your first 3 months of Card Membership. This offer ends August 8, 2018.

You earn 1.5 points per dollar on each eligible purchase of $5,000 or more up to 1 million additional points per year.

The card has added a benefit of earning 5 Membership Rewards points per dollar spent on the card on flights and prepaid hotels on amextravel.com. This is valuable in my view for flights, where you don’t give up benefits booking through a third party site. However the card gives you Hilton Honors Gold status and Starwood Gold status (which matches to Marriott status), and you give up status benefits on hotel stays booked through AmexTravel.com.

The card gets you access to American Express Centurion lounges, Delta lounges when flying Delta same day, and a Priority Pass Select card for lounge access as well.

Terms Apply, see rates and fees.

Amex EveryDay® Credit Card from American Express

This is arguably the single best no fee rewards card in the market — because it’s the only no fee card I know that earns points which transfer one-to-one into a variety of frequent flyer currencies. It’s a full Membership Rewards-earning card.

The initial bonus is 10,000 Membership Reward points after $1,000 in purchases on the card within the first 3 months.

And it even offers spending bonuses. And if you make 20 or more purchases on it during a billing period you get a 20% bonus on points earned from your net spend (ie less returns and credits) during that period. And even though it’s a no fee card earning valuable points, it has a spend category bonus: double points at US supermarkets (up to $6,000 per year in purchases, then one point per dollar). It earns 1 point on other purchases. The 20% bonus even applies to 2x US supermarket spend.

Terms apply. See rates and fees.

Amex EveryDay® Preferred Credit Card offers an initial
bonus of 15,000 points after $1000 in purchases within your first 3 months of cardmembership.

This $95 annual fee card earns 3 points per dollar spent at US supermarkets (on up to $6000 per year in purchases), 2 points per dollar at US gas stations, and 1 point on other purchases. It also earns a 50% bonus on those purchases each billing period in which you make 30 or more purchases with the card. That means if you use the card for 30 or more purchases each billing cycle you’ll earn 1.5 points per dollar spent — and up to 4.5 points per dollar for US supermarket purchases.

Information about this product was researched independently by View from the Wing. The issuer did not provide its details, and is not responsible for their accuracy.

CITI THANKYOU REWARDS

Citi ThankYou® Premier Card

Signup bonus is 50,000 points after $4000 spend within your first 3 months of cardmembership.

The card’s $95 annual fee is waived for the first 12 months. It earns triple points on travel including gas stations and double points on dining out and entertainment.

Points transfer to a variety of airline frequent flyer programs (or can be used to purchase airfare directly at thankyou.com at 1.25 cents apiece). They can also be used for gift cards at 1 cent apiece.

The card has no foreign transaction fees.

Citi Prestige

This $450 annual fee card comes with a $250 airline credit (use it to buy a ticket) and $100 Global Entry credit. You get a Priority Pass Select card with unlimited visits and up to 2 guests.

The key benefit of this card is 4th night free on hotel bookings made through the Citi concierge. If you make four night hotel stays this is a huge and unique offering.

Barclays

Barclays Arrival® Premier World Elite Mastercard®

This is a fast-earning card whose points transfer to airline miles or can be used to pay for travel. You earn unlimited 2X miles on every purchase plus an additional 15,000 miles after $15,000 spend on purchases each year and then an incremental 10,000 more miles when you hit $25,000 in purchases.

Points transfer at rates of 1.4 or 1.7 to 1 into a variety of frequent flyer programs such as Japan Airlines (oneworld), Qantas (oneworld), Etihad, Air France KLM Flying Blue (SkyTeam), and more.

The card will rebate the Global Entry application fee once every five years, is chip and pin with no foreign transaction fees, and gives you a LoungeKey card for airport lounge access (pay per visit). Here are the terms and conditions for the card. There’s a $0 annual fee the first year then $150.

Barclaycard Arrival® Plus World Elite Mastercard® has an initial bonus offer of 60,000 miles after $5000 spend on purchases within 90 days of cardmembership and paying the card’s $89 annual fee.

You earn 2 miles per dollar on all purchases, and receive 5% back as a rebate when you redeem for travel. The card has no foreign transaction fees and is chip and pin. Here are the card’s rates and fees.

CAPITAL ONE CARDS

Capital One® VentureOne® Rewards Credit Card

Capital One’s points let you buy any flight without worrying about restricted award availability. This is most useful for people who use their rewards for domestic economy flights, and can be especially valuable over peak travel dates.

Current Offer: Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
Earning: Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
Foreign Transaction Fee: None
Annual Fee: $0

Capital One® Venture® Rewards Credit Card

Capital One’s points let you buy any flight without worrying about restricted award availability. This is most useful for people who use their rewards for domestic economy flights, and can be especially valuable over peak travel dates.

Current Offer: Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
Earning: Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
Benefit: Receive up to $100 application fee credit for Global Entry or Pre✓®
Foreign Transaction Fee: None
Annual Fee: $0 intro for first year; $95 after that

Capital One® Spark® Miles for Business

Capital One’s points let you buy any flight without worrying about restricted award availability. This is most useful for people who use their rewards for domestic economy flights, and can be especially valuable over peak travel dates.

Current Offer: Enjoy a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening.
Earning: Earn 2 miles per $1 on every purchase, every day. Miles don’t expire, and there are no categories to limit where or what you buy. There’s no limit to the amount of miles you can earn and miles don’t expire. Redeem miles for travel, cash back, gift cards and more. No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions.
Annual Fee: $0 intro annual fee for the first year; $95 after that
Foreign Transaction Fee: None

Capital One® Spark® Cash for Business

Cash back is a better strategy than airline miles for people who use their credit card spending for domestic economy flights, plus of course cash isn’t limited to travel and potentially earns a rate of return when invested!

Current Offer: Enjoy a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening.
Earning: Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business. Rewards won’t expire for the life of the account, and you can redeem your cash back for any amount
Annual Fee: $0 intro annual fee for the first year; $95 after that
Foreign Transaction Fee: None

Capital One® Savor® Cash Rewards Credit Card

Current Offer: Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earning: Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
Annual Fee: No annual fee
Foreign transaction fees: No foreign transaction fees

CASH BACK AND TRAVEL REBATE CARDS

Citi Double Cash is in my view the best cash back card — it’s a no annual fee card that offers 2% cash back (1% back when you make a purchase and another 1% back as you pay off the purchase).

SimplyCash® Plus Business Credit Card from American Express

This is a no annual fee card that gives you 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores; 3% back on purchases in your chosen category (from a list of 8); and 1% cash back on other purchases. 3% and 5% earning applies to the first $50,000 in purchases per calendar year, amounts above that revert to 1%.

Terms and limitations apply. See rates and fees.

Fidelity Investment Rewards Visa Signature Card earns 2% back deposited into a Fidelity account and has no annual fee.

Wells Fargo Cash Wise Visa® Card

This is a 1.5% cash back card – that bumps up to 1.8% during your first 12 months as a cardmember for qualified mobile wallet purchases (e.g. Apple Pay® and Android Pay™). It has an intial bonus of $200 after spending $1000 on the card in your first 3 months.

And pretty special for a no annual fee card, it offers $600 in cell phone protection ($25 deductible) for covered damage or theft when you use the card to pay your monthly cell phone bill.

Wells Fargo Propel American Express® Card

This no annual fee card offers 30K bonus points after $3000 spend on purchases within the first 3 months, worth $300 cash redemption value

Earning is 3 points per dollar spent for eating out and ordering in; for gas stations, rideshares and transit; and for travel including flights, hotels, homestays and car rentals

Costco Anywhere Visa® Card by Citi is a strong no annual fee cash back card.

Earnings: 4% on eligible gas for the first $7,000 per year and then 1% thereafter; 3% on restaurants and eligible travel purchases; 2% on all other purchases from Costco and Costco.com; 1% cash back on all other purchases.

Costco Anywhere Visa® Business Card by Citi is the business version of the above with no annual fee and 4% on eligible gas for the first $7,000 per year and then 1% thereafter; 3% on restaurants and eligible travel purchases; 2% on all other purchases from Costco and Costco.com; 1% cash back on all other purchases.

The Blue Business℠ Plus Credit Card from American Express

The card earns 2x Membership Rewards points on your first $50,000 in purchases per year (1 point per dollar thereafter). That makes this the best most rewarding card for otherwise-unbonused spend.

There’s no annual fee. Terms apply. See rates and fees.

Blue Cash Everyday® Card from American Express

This card lets you earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. It has no annual fee (see rates and fees).

Ongoing earn is 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%); 2% cash back at U.S. gas stations and at select U.S. department stores; 1% back on other purchases. Terms Apply.

Blue Cash Preferred® Card from American Express

You can receive a $200 statement credit after spending $1,000 in purchases within the first 3 months of cardmembership.

Earning is 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%); 3% cash back at U.S. gas stations and at select U.S. department stores; 1% back on other purchases.

Terms Apply, see rates and fees.

Bank of America® Travel Rewards credit card

I view this as a good no annual fee card that waives foreign transaction fees. 20,000 bonus points after $1000 spend within 90 days, and 1.5x earn on everything (amounts to a 1.5% rebate to spend on travel).

OTHER CARDS

Amtrak Guest Rewards Credit Card

Earn 20,000 bonus after after $1000 spend within 90 days. The card has no foreign transaction fees and earns 3 points per dollar with Amtrak, double points on other travel, and 1 point per dollar on everything else.

The card will give you a complimentary Companion Coupon, One-Class Upgrade and a Lounge Pass for access to ClubAcela, Amtrak Metropolitan Lounge or First class lounges upon account opening.

Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.