Reasons to Love Citi’s Premier Card

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Citi Premier℠ Card

This $95 annual fee card is underappreciated for its cost, its earning power, and for its bonus. And Citi points are transferable to a variety of different airline programs including some that don’t partner with Chase or Amex.

Great Initial Bonus

Citi Premier℠ Card is offering a 60,000 point signup bonus after $4000 in purchases on the card within your first 3 months of account opening.

What I’ve seen most of the time has been either a 30,000 point bonus or no signup bonus at all. This is a great bonus for a card with transferable points, comparable to the Chase Sapphire Preferred Card.

Earns Transferable Points Fast

Citi Premier℠ Card earns three points on travel including gas stations and two points on restaurants and entertainment. The entertainment category is not just things like movies and converts several readers have told me some wineries even code this way.

Unique Points Transfer Partners

Not all ThankYou points transfer to airline miles, for instance points from checking accounts and no annual fee Citi ThankYou points-earning cards do not.

However points from the Citi Premier℠ Card
transfer one-to-one to a variety of frequent flyer programs or can be spent directly at 1.25 cents apiece towards airfare on any airline or redeemed for 1 cent apiece for gift cards.

This card’s Citibank ThankYou points transfer to:

  • Star Alliance: Singapore Airlines KrisFlyer, EVA Air Infinity MileageLands, Thai Airways Royal Orchid Plus, Turkish Airlines Miles&Smiles, Avianca LifeMiles
  • SkyTeam: Air France-KLM, Garuda Indonesia GarudaMiles
  • oneworld: Cathay Pacific Asia Miles, Malaysia Airlines Enrich, Qatar Airways Privilege Club, Qantas Frequent Flyer
  • Non-alliance: Etihad Airways Guest, Virgin Atlantic Flying Club, jetBlue, JetPrivilege


Etihad A380 First Apartment

My favorite transfer partner choices do overlap Chase and American Express:

  • Singapore Airlines KrisFlyer for better premium cabin award space than is offered to partners, upgrades from premium economy to business, and United domestic premium awards)
  • Etihad Guest for Etihad premium cabin awards, American Airlines awards at cheap prices
  • Air France KLM Flying Blue for better availability on Air France than is offered to partners and Air France arguably has the best transatlantic business class now
  • Cathay Pacific AsiaMiles for distance-based premium cabin awards on Cathay
  • Virgin Atlantic Flying Club for ANA first and business class roundtrips to and from Japan and Delta business class trips to and from Europe and Asia.


Singapore Airlines A380 Suites

Virgin, Singapore, and Air France are duplicated by both Chase and American Express, and Cathay Pacific and Etihad are duplicated by American Express. However there are niche reasons to transfer to other partners like Qantas and Garuda as well.

And this duplication is a huge benefit rather than a downside to the card. It means you can sign up for a Citi Premier℠ Card and a Chase Sapphire Preferred Card and put the points from each into the same place so that you can redeem for better travel for yourself or have enough points to travel with someone.

Some Things to Consider With Citi Cards When Choosing to Apply

Citibank doesn’t have a hard limit on the number of their cards you can have though of course how much credit they’ll make available for each person will vary.

After you apply for one card they’ll consider another application from you 8 days later, but you can’t apply for more than 2 cards in 65 days.

Generally Citi will give you the bonus on a new card account if you haven’t received a bonus or closed a card in that product’s family in the past 24 months.

Bonus ThankYou® Points are not available if you received a new cardmember bonus for Citi Rewards+℠, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier℠ or Citi Prestige®, or if you have closed any of these accounts, in the past 24 months.

Citi Premier℠ Card

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.

Comments

  1. @Gary, can you combine TY points between this card and the Prestige card? I’m thinking of canceling my Prestige card after their devaluations. So, I’d be interested in the possible 1.25 cents redemption as a minimum value. Tia.

  2. @ Jeepie
    Warning danger Will Robinson
    Yes you can combine Thank You points but unfortunately any of those transferred points will be forfeited if you don’t redeem them in 60 to 90 days once the account is closed that you transferred them out of
    What you can do is transfer the account you are planning on closing and switch it to a no annual fee thank you points credit card and keep your account active and not worry
    about those points expiring or forfeited
    If you call they will tell you yes you can combine but they may or may not warn you
    your points will be expiring once the account has been closed so proceed with caution
    or transfer the points on the redemptions you wish

  3. @jeepie…. dont cancel just convert the prestige to a rewards plus. No annual fee, the ty points will not expire, and you get 10% redeemed points back.

  4. My husband opened a Citi Prestige account in November 0f 2015. In November of 2017 he downgraded to a Citi Preferred which he still has. Would he be eligible for the Premier bonus if he applied now?

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