I Have Two – And Only Two – Citibank Cards. Here’s What I’m Planning

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While I carry 5 Chase cards with me, and I have 4 American Express cards currently, I only have two open cards from Citibank. To be sure there are other great products I don’t have like the Citi Premier℠ Card and Citi Double Cash these are the two I actually have myself right now:

  1. CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®: 70,000 mile initial bonus after spending $4,000 within the first 4 months of account opening. This card has a $0 annual fee the first year (then $99). [Offer expired]

    The card offers first checked bag on domestic American Airlines itineraries. There’s preferred boarding on American flights and 25% savings on American Airlines inflight wifi when you use your card.

    Earning is 2 miles per dollar on eligible American Airlines purchases as well as at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations (one mile per dollar on other purchases).

    I’ve had this card a few times over the years, I signed up over the summer because the initial bonus is simply compelling.

  2. Citi® / AAdvantage® Executive World Elite™ Mastercard® is offering 50,000 miles after $5000 spend within the first 3 months of cardmembership. This card comes with American Airlines Club membership — and it offers authorized user cards at no additional annual fee. Authorized users get access to American Airlines clubs as well. $40,000 spend on purchases that post to your account during a calendar year earns 10,000 elite qualifying miles. The card’s annual fee is $450.

    I use this card to earn 10,000 elite qualifying miles with $40,000 spend, helping me towards Executive Platinum status renewal. And I don’t mind earning American AAdvantage miles directly because the program isn’t a transfer partner with any banks.

The Citi Prestige is going to become fantastic for spending next month while losing its usefulness in my opinion as a premium benefits card.

My understanding is that it will earn 5 points per dollar on airline purchases and restaurants and 3 points per dollar on hotels and cruise lines. It will be picking up cell phone protection but limiting fourth night free hotel bookings to twice per year, requiring those bookings be made online (losing elite status credit and benefits and hotel points earning) and reducing the value of points when using them to directly purchase paid travel.

I’m somewhat regretful that I cancelled this card about a year and a half ago after it lost Admirals Club access, the golf benefit, and the ability to use points for American Airlines tickets at a premium. However I’m close to being eligible to receive a bonus for the card again so will be keeping my eyes out over the coming months for what’s offered.

What Citibank cards do you have?

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Comments

  1. Gary,

    You write about all the cards you have, and some you get repeatedly. My question is, when do you decided to close account in order to take advantage of a new card and the benefits they carry?

  2. United Airlines Club Visa card, and Costco Citi Visa card. That’s it. I’m not sure what I would do with 11 cards.

  3. I’m down to one Citi card and even that card isn’t worth hanging onto since I put no spend on it. The AA Executive card is basically worthless since I can use BXP to get an Admiral’s Club membership. It will likely get cancelled when its up for renewal and I’ll have no Citi cards in my portfolio.

  4. How do you build your stash of AA miles with a paucity of AA cards? I can burn through a few hundred thousand miles easily in a single booking.

  5. “requiring those bookings be made online (losing elite status credit and benefits and hotel points earning)”
    I must have missed that from earlier articles about the change to this perk of the Citi Prestige.
    Frankly, I rarely use it more than 2 times per year, but I always book by phone using the Concierge service. If booked online, how do I lose my hotel points from the stay?
    This could be the nail in the coffin for this card for me….

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