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I carry (4) different American Express cards in my wallet. Some would consider that a lot from one issuer, probably, however:
- they have some of the most valuable points of their own (Membership Rewards) which can be transferred to a selection of airline and hotel points
- and they have cards that let you earn those points quickly — I’ve said many times that you should never earn just one point per dollar for your spending.
I have the new SPG Luxury Card for the Platinum status option and I put airfare spending on my Platinum Card, and restaurant and grocery spend on my American Express® Gold Card, and I can transfer the points from those latter two cards to:
- Star Alliance: Aeroplan, ANA, Singapore, Avianca
- oneworld: AsiaMiles, British Airways, Iberia
- SkyTeam: Aeromexico, Alitalia, Air France KLM, Delta
- Non-alliance: Etihad, Emirates, El Al, Hawaiian, JetBlue, Aer Lingus, Virgin Atlantic
- Hotels: Choice, Hilton, Starwood (soon to be Marriott)
Here are the American Express cards I’m currently carrying, and how I use each:
- American Express® Gold Card: I use this to earn 4 points per dollar at US restaurants and at US supermarkets (on up to $25,000 per year).
The card’s $250 annual fee is mostly covered by the $100 annual airline fee credit and the up to $10 a month in statement credits using the card at participating dining partners.
- Platinum Card from American Express: I use this card to earn 5 points per dollar on airfare. It gets me Hilton Honors Gold status and National Car Rental Executive status (I don’t need the Marriott/Starwood Gold status as a Platinum already).
The reason I keep it in my wallet, though, is lounge access. If I happen to fly Delta the card gets me into Delta’s lounges. It works with Plaza Premium, Escape, and Airspace lounges. I use it most, though, to get into American Express’ outstanding Centurion lounges.
American Express Centurion Lounge Dallas.. which like Miami has a complimentary spa
- Starwood Preferred Guest American Express Luxury Card: I upgraded my Starwood Preferred Guest® Credit Card from American Express which I had since 2001 to the Luxury Card. Since I’ve already spent $75,000 on the Starwood card earlier this year, converting to the new card should give me Platinum status for next year. I had the card in my wallet because I used its annual $300 Marriott spending credit about a week ago — and haven’t taken the card out yet.
- Starwood Preferred Guest® Business Credit Card from American Express: I have had the card for some time and keep it for the annual free night (redeemable at hotels which run 35,000 points per night or less).
The card has an initial bonus of 75,000 points after you use your new Card to make $3,000 in purchases within the first 3 months of cardmembership. $0 introductory annual fee for the first year, then $95
What cards from American Express do you carry?