Looks Like 5/24 is Expanding to My Beloved Hyatt Visa

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The World Of Hyatt Credit Card

Hyatt re-launched their credit card in the middle of the year and I took my old one out of the sock drawer, quickly upgraded to the new version, and have worked to put about $30,000 spend on it so far.

As a result I locked in my top tier elite status for the year despite doing my best to limit my travel, and I picked up a couple of free nights in addition to points in the process.

Hyatt’s points are the more valuable than other hotel chain points, and they’re also the easiest to use to secure the best rooms at their hotels. As a result I’m a big fan of the new card.

The card has a great initial bonus, a limited-time offer of up to 60,000 points with this card. (40,000 points after $3000 in spend on purchases in the first 3 months from account open and an additional 20,000 points if you spend $6000 total within the first 6 months). 60,000 points is enough for 2 free nights at any Hyatt hotel except for all-inclusive Miraval or 12 nights at category 1 properties.

Looking Out Over the Grand Hyatt Hong Kong

They improved earning for ongoing spend making it the best card for Hyatt charges and introducing an intriguing bonus category of fitness club and gym memberships (I know of no other card that does this).

It comes with a free night each anniversary year for a category 1-4 Hyatt property and additional free night each year that you spend $15,000 on the card, valid at a category 1-4 property. That makes putting $15,000 annual spend on the card attractive. (Most Hyatts fall in those categories). These free nights earn elite status credit.

View of the Petronas Towers from the Category 3 Grand Hyatt Kuala Lumpur

Crucially for me spend helps you earn status — you get 5 elite nights every year just for having the card and you earn 2 elite qualifying nights for every $5,000 spent on the card with no cap. You could earn Globalist (top tier elite) with nothing but credit card spend and that status gets you,

  • Best available room at check-in, including standard suites
  • Club lounge access at properties with lounges
  • 4 suite upgrades (for up to 7 nights each) confirmed at booking
  • Full breakfast at properties without club lounges (not just continental breakfast like other chains offer)
  • A dedicated reservations representative to handle all of your Hyatt needs (‘My Hyatt Concierge’)

Along the way there’s another free category 1-4 night upon reaching 30 elite qualifying nights and still another free night (this time up to category 7) upon hitting top tier Globalist status.

Andaz Papagayo Costa Rica

As you earning more qualifying nights beyond 60 you get a choice of a confirmed suite upgrade or 10,000 bonus points at each of 70, 80, 90, and 100 nights so spend on this card helps towards those thresholds too.

Thus far the card has not been subject to Chase’s “5/24” (where they don’t approve you if you’ve had more than 4 new cards in the last 24 months). I reported in June that this was likely to change. Now there are several data points suggesting 5/24 now applies to this card.

The World Of Hyatt Credit Card

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. Noooooooooooooooooooo…I was about to have my wife apply for this. She is well over 5/24 so it’s a no go now I guess.

  2. Good to Chase is pushing away more business! Has this card really been all that lucrative for them since launch???

  3. Chase and Hyatt are printing more miles than ever before. We’ve learned on this website that when this happens devaluations come later (and we’ve already seen major devaluations this year from Hyatt). I’m not mad at this move.

  4. Does anyone know if the Iberian card is now 5/24 as well? I just applied for this after reading the post, thinking that it was in my interest to apply ASAP in case it would eventually expand to this card. However, I got this message: “We need to review your request a little longer. We will let you know of our decision as soon as possible.”

    Does this mean a 5/24 denial? I was debating whether to call the reconsideration line or if there was still a better chance of being approved without doing so.

  5. This is the epitome of burying the lede.

    Gary, seriously… I appreciate what you do, but this post was one long advertisement for the Hyatt Visa, and I had to read through all of this just to see you restate your title and add no new information.

    I’ve learned to skim these types of post to find the “news”, but there just wasn’t anything in here that couldn’t be expressed in 140 characters or less.

  6. agreed with other commenters — too much fluff talking only to tell us a big nothing burger beyond the title. c’mon!!! quality not quantity of referral links please!

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