All 4 Southwest Credit Cards Now Have 60,000 Point Initial Bonus Offers

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The three Southwest Airlines personal credit cards all had offers to earn 40,000 Rapid Rewards points as an initial bonus, while the business card had a 60,000 point offer. Now all the personal card offers have been increased, and all four cards will let you earn 60,000 Rapid Rewards points.

Each of the three personal cards is offering 40,000 points after spending $1,000 in the first 3 months — and an additional 20,000 points after spending a total of $12,000 in the first 12 months.

This sounds like a lot but really isn’t, it’s just $1000 a month. They’re looking for customers who will use the card regularly, and rewarding those customers. In fact 60,000 points should cover over $850 in airfare.

The Southwest Rapid Rewards® Premier Business Credit Card‘s 60,000 points offer requires $3,000 on purchases in the first 3 months but the you’re done, so more spend up front less total spend.

What I like about Southwest is that they have no change fees, you can use your points even to make a speculative booking. It’s always great to have Southwest points around, even if you book mostly international award tickets.

  • You might need a domestic flight to get to the city your international award ticket leaves from.
  • Or book the Southwest flight, and if award availability opens up to include a domestic flight on your other ticket, great, there’s no change fees.

Southwest points are great insurance. They don’t have other fees either like checked bag fees or change fees. And you can always redeem your points for gift cards, too, I find I can always get a minimum of a penny a point in value that way so a 40,000 point signup offer has a floor of $400 in value.

But the really crucial value comes from Southwest’s companion pass which is earned after 110,000 eligible points in a year: your designated companion can fly with you for just taxes regardless of whether you’re traveling on a paid fare or points.

And now is the best time to start planning for it. When you earn a companion pass it is valid for the rest of that year, and for the following year. So if you earn it at the start of 2019 you get it for nearly 2 full years.

The companion pass is the best reason to put spending on a Southwest credit card, and the initial bonus offers for these cards get you much of the way to your goal.

It’s possible to get both a personal and a small business card from Southwest, with the caveat that to get approved for each of these cards you need to have gotten fewer than 5 new cards in the last 24 months.

I’ve been flying Southwest a lot more this year, in fact I now have A-List elite status. They’re the largest carrier at my home airport in Austin.


Southwest Airlines in Austin

Getting a Southwest credit card now means you have three months to earn the bonus. Hit your minimum spend in the third month, the month that ends in January, and that has the bonus hitting your account in January. That positions you perfectly for earning the companion pass so that it lasts almost two full years.

The Southwest Rapid Rewards® Plus Credit Card has the lowest annual fee ($69) and is the one to get if you’re not a regular flyer. The Southwest Rapid Rewards® Priority Credit Card is the best card if you’re a regular Southwest flyer — its $149 annual fee brings a $75 travel credit with Southwest and 4 A1-15 upgraded boarding reimbursements per year.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.

Comments

  1. What are the rules about how to apply for these cards? Can you do both (personal and biz) on the same day, 30 days apart, etc?

  2. HI Gary: When I flew in October, they had an inflight offer for 50,000 for the base spend on the premier card. So between that and the business card, could get the companion pass without needing the $12,000 spend. Not sure if it’s still available though.

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