I receive compensation for content and many links on this blog. You don’t have to use these links, but I am grateful to you if you do. American Express, Citibank, Chase, Capital One and other banks are advertising partners of this site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same).
For many Chase cards you can only get approved if you’ve had fewer than 5 new credit card accounts in the last 24 months.
Because of this rule you should get these cards first. In fact in my view if you’re just getting started in rewards cards you should get Chase cards first, and in particular these cards. Doing so becomes a license to get the others, without giving up the option to get these.
Singapore Airlines A380 Suites
I offered a comprehensive explanation of ‘5/24’ on Chase Day (May 24th).
If you’ve had 5 or more new cards in the last 24 months, you take a break from any new cards and fall back under 5/24, the first card you should get is the Ink Business Preferred℠ Credit Card.
Ink Business Preferred℠ Credit Card has an 80,000 point signup bonus after $5000 spend within 3 months. That can even be enough for a roundtrip business class award ticket between the US and Europe.
It earns 3 points per dollar on travel — that’s airlines, hotels, rental cars, tolls, even Uber — and 3 points per dollar on shipping and advertising on social media and search engines, so great for anyone who advertises on Facebook or Twitter, or who spends money advertising with Google. It also comes with $600 protection against theft or damage when you use it to pay your cell phone.
Points transfer to:
- Airlines: United, Air France KLM, British Airways, Virgin Atlantic, Southwest, Singapore, JetBlue, Aer Lingus, Iberia
- Hotels: Hyatt, Marriott, IHG
Park Hyatt Hadahaa Maldives