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There are several offers right now that I don’t think are going to last. Some we know won’t. Others banks have hinted they won’t. And in some cases we can make that bet based on past experience.
Usually there aren’t this many heightened offers at once, it’s an embarassment of riches, largely I think because:
- It’s getting harder and harder to get consumer attention, banks need to spend more to acquire customers
- It’s a highly competitive environment, when one product increases its offer others respond in kind.
There’s a best-ever bonus for Citibank’s American Airlines business card, the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® will give you 70,000 miles after spending $4,000 within the first 4 months of account opening. This card has a $0 annual fee the first year (then $95). [Offer expired]
That won’t last. It’s not the new normal. They’re also offering 60,000 miles (after $3000 spend within 3 months) for the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® which is an offer that’s been around a couple of times before, but never lasts. It also has a $0 annual fee the first year, then $99. [Offer expired]
Historically Chase’s IHG credit cards have had 60,000 point offers, sometimes 70,000 point offers and only a couple of times peaked at 80,000. Their new IHG® Rewards Club Premier Credit Card has an initial bonus offer is 80,000 points after $2000 spend within 3 months and 5,000 points after you add your first authorized user and make a purchase in the first three months. Since we’ve never seen better I assume this won’t last either. (Offer expired)
The card comes with Platinum status, a free night after each account anniversary year, and a free reward night on points stays of 4 or more nights. (That’s better than the ‘5th night free’ from Starwood and from Hilton, and amounts to a 25% discount on four night award stays.) 5/24 reportedly does not apply.
The new The World Of Hyatt Credit Card launched with a limited-time offer of up to 60,000 points with this card. You earn 40,000 points after $3000 in spend on purchases in the first 3 months from account open and an additional 20,000 points if you spend $6000 total within the first 6 months.
Chase’s 5/24 doesn’t appear to apply to this card right now, although Chase’s President of Co-brands told me that it will in the future. I’d get the card now, both before 5/24 hits making fewer people eligible, and while the limited time additional 20,000 points are being offered.
Park Hyatt New York
Sometimes we see 30,000, 40,000 or 50,000 points but this is the first time I’ve ever seen the Southwest Rapid Rewards® Premier Business Credit Card offer 60,000 points after $3,000 in purchases in the first 3 months your account is open. It’s the fastest start towards a Southwest Companion Pass which is earned after 110,000 points in a year.
The first-ever 100,000 point signup bonus came years ago from the British Airways Visa Signature® Card and they’re up to 100,000 again. It has come around occasionally over the years, and is offered on the similar Aer Lingus and Iberia cards too. You earn 50,000 after $3,000 spend within 3 months from account opening, an additional 25,000 bonus Avios after you spend $10,000 total on purchases within your first year of account opening for a total of 75,000 bonus Avios, and a further 25,000 bonus Avios after you spend $20,000 total on purchases within your first year from account opening for a total of 100,000 bonus Avios. Chase’s 5/24 reportedly does not apply.
British Airways First Class
The Business Platinum® Card from American Express OPEN now has a limited-time 100,000 point initial offer — this one they’ve even told us is valid through August 8, 2018. You earn 50,000 points after you spend $10,000 and an additional 50,000 points after you spend an additional $15,000 all on qualifying purchases within your first 3 months of cardmmbership. (Offer expired)
It’s the card with the best benefits. The value proposition here is airline lounges and elite status. It comes with Hilton Gold, Starwood Gold (matches to Marriot Gold), and National Car Rental Executive status. It gets you into Centurion lounges, Delta lounges (when flying Delta), and gives you a Priority Pass card for lounge access. There’s a $200 airline fee credit and the card earns 1.5 points per dollar on purchases of $5000 or more. And this $450 annual fee card is now metal. Here’s my personal version of the card:
Since the Citi ThankYou® Premier Card recently had no signup bonus at all I bet that the current 50,000 point offer after $4000 spend within your first 3 months of cardmembership isn’t a long-term play (offer expired). The card’s $95 annual fee is waived for the first 12 months. It earns triple points on travel including gas stations and double points on dining out and entertainment. Points transfer to a variety of airline frequent flyer programs (or can be used to purchase airfare directly at thankyou.com at 1.25 cents apiece). They can also be used for gift cards at 1 cent apiece.