Earning the Best Hotel Elite Status With Credit Card Spend Alone

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Reader Michael asks whether The World of Hyatt Credit Card is subject to Chase’s ‘5/24’ rule, in other words whether it’s possible to get approved for the card if he’s had 5 or more new credit card accounts in the last 24 months. It is possible, ‘5/24’ doesn’t apply… yet, according to Chase President of Co-brand cards Leslie Gillin who suggests they plan for 5/24 to eventually apply not just to this card but to all of their cards.

If you’re interested in The World of Hyatt Credit Card it’s a good idea to get it soon. And you should be interested if you like quality hotel stays.

Park Hyatt Hadahaa, Maldives

New Hyatt Card’s Features

There’s a limited-time offer of up to 60,000 points with this card. You earn 40,000 points after $3000 in spend on purchases in the first 3 months from account open and an additional 20,000 points if you spend $6000 total within the first 6 months.

And 60,000 points is enough for 2 free nights at any Hyatt hotel except for all-inclusive Miraval. (Or 12 nights at category 1 properties.)

The card earns:

  • 4 points per dollar Hyatt spend
  • 2 points per dollar restaurants; airline tickets purchased through the airline; fitness club and gym memberships; local transit and commuting including ride share services
  • 1 point per dollar other purchases

And you get both a free category 1-4 night each year at card renewal and an additional free night at a category 1-4 Hyatt property after spending $15,000 in a cardmember anniversary year. That makes putting $15,000 annual spend on the card attractive.

But the real winner here is help towards elite status. The card comes with 5 elite nights each year. Then each $5000 spent on the card earns 2 more elite nights.

Globalist Room Service Breakfast, Park Hyatt Vendome Paris

Why Michael Wants This Card

Michael wanted to know if he was eligible for the card because he’s “prepping for the days that Marriott kills the 3k/elite night and I have to switch my allegiance.”

Under the new Marriott program cardmembers are capped at earning 15 elite night credits. The premium card can earn 50 night status with spend alone, but those aren’t nights that help towards 75 or 100 night status. Having multiple cards won’t stack the night credits that come with each.

On the other hand,

  • Hyatt has the most lucrative top elite tier
  • They’ll now let you earn that status with credit card spending alone, with the introduction of this card

Category 3 Grand Hyatt Kuala Lumpur

Hyatt’s Top Elite Tier Gets You Suites and Other Benefits

I’ve been top tier with Hyatt for about a decade because they offer richer benefits that I care about than other chains, and I generally like their properties.

Globalist (top tier elite) members get,

  • Best available room at check-in, including standard suites
  • Club lounge access at properties with lounges
  • 4 suite upgrades (for up to 7 nights each) confirmed at booking
  • Full breakfast at properties without club lounges (not just continental breakfast like other chains offer)
  • A dedicated reservations representative to handle all of your Hyatt needs (‘My Hyatt Concierge’), I don’t have to call to reserve suites, make complicated bookings, or follow up with properties.

Club Lounge Outdoor Deck, Grand Hyatt New York

Earning Top Status With the Credit Card

Hyatt requires 60 elite nights to earn top elite status, and 55 nights to renew that status. You receive 5 nights just for having the card and 2 more nights for each $5000 spent on the card.

As a result if you don’t have even a single Hyatt night, then you need to spend:

  • $140,000 on the card in a year to earn Globalist status for the first time
  • $125,000 on the card in a year to renew Globalist status

More realistically if you have 30 hotel nights that you can give to Hyatt in a year, getting the card brings you to 35 and then $65,000 spend in a year would get you to Globalist the first time and in the future $50,000 spend would get you there.

Whatever spend you put on the card is spend you aren’t putting on a different card. But the rewards from this card, combined with the rewards earned with Hyatt status, are lucrative enough that I think spending towards status can make sense for those in a position to do so.

Evening Cocktails and Snacks for Globalists at the Park Hyatt Tokyo

All the Lucrative Rewards From Spending for Status

In the first year you can earn a 60,000 point initial bonus. At cardmember renewal you receive a category 1-4 night. And spending $15,000 on the card each year earns a category 1-4 night.

And earning for your spending on the card has become more rewarding, with more points for Hyatt stays and better double points categories.

But since can earn elite status for your spending, and each elite level comes with free nights as well, your spending gets even more rewarding.

If you spend enough on the card, combined with actual nights that you stay, in order to earn the initial bonus as well as Hyatt’s Globalist status you’ll receive:

  • 60,000 point initial bonus (worth 2-12 nights depending on where you redeem)
  • Points for your spending
  • Category 1-4 night at $15,000 spend
  • Category 1-4 night when you hit 30 elite nights in the Hyatt program (Explorist)
  • Category 1-4 night at annual card renewal
  • Category 1-7 night when you hit 60 elite nights in the Hyatt program (Globalist)
  • 4 suite upgrades that allow you to confirm a suite at time of booking for up to 7 nights if a standard suite is available (Globalist)
  • 2 United club passes (Globalist)

Club lounge at the Grand Hyatt Singapore

That’s a lot of return for your spending.

The World of Hyatt Credit Card

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. What about waiting for the new AMEX SPG/Marriott luxury card. Far less spend ($75,000) to achieve top level status with Marriott.

  2. When they had the challenge a few years ago I got Hyatt diamond ! I did enjoy it! Park Hyatt Sydney / Martinez Cannes / Park Hyatt Vienna /Park Hyatt Zurich ! Too hard to requalify at 60 nights ! At this point with the ease of earning UR points and only traveling a couple times a year I would rather just booked suites at Hyatt properties on points . I get the 2pm c/0 with the old Hyatt card and we usually miss breakfast half the time .

  3. Does anyone know if spending on the card will trigger the 70, 80, 90, and 100 night bonuses? If so, that makes a nice 2x points for spend once you get to that level…

  4. Spent $450 on the Hilton Aspire card and get Diamond status. Maybe it isn’t the same as Hyatt’s top status but you can use it more places and save a ton of spending that serves no purpose other than to get status. On top of it, $250 is for airline credit.

    But lucky and Gary won’t pimp that card.

  5. “More realistically if you have 30 hotel nights that you can give to Hyatt in a year, getting the card brings you to 35 and then $65,000 spend in a year would get you to Globalist”

    That’s hardly “realistic” for most people, especially business travelers. Hyatt has a very small footprint compared to Hilton and Marriott. You often have to go out of your way to find one in major cities. You’d have a much easier time getting status at Hiltons or Marriotts. For example…

    The Marriott and Ritz Carlton cards give you 15 nights towards elite status. If you were to spend that same 30 hotel nights at Marriotts, you’d be just five more nights short of their new Platinum status, complete with lounge access and upgrades. You could easily get those five nights through award stays or actual stays without spending anywhere near $65,000.

    The brutal truth is that in this new normal of devaluation, it’s extremely difficult to do what the headline of this article says…”Earning the Best Hotel Elite Status With Credit Card Spend Alone.” If you are in a position to spend $140,000 a year on a credit card, you can probably afford to just buy the benefits you want on a per stay basis.

  6. Agree with Rich and Texan. For people spending 30 nights on business travel, it will be a lot easier to hit Marriott Platinum, which is very useful. And Hilton Diamond is available for $450 with an Aspire (before you take into account the benefit of the credits). I like Hyatts, but spending $60,000 on a Hyatt card and spending 30 nights in Hyatts is a bit unrealistic.

  7. American Express Hilton offers:
    No annual fee card gets you Silver. Spend $20,000/yr and get Gold.
    $95/yr annual fee and gets you Gold. Spend $40,000/yr will get you Diamond.
    $450/yr annual fee plus spend a few thousand and get Diamond.
    $95/yr for the Business card gets you Gold. Spend $40,000/yr will get you Diamond.

  8. After year 1, assume more realistic 60k spend needed for most travelers. If I read your #s correctly that spend will generate 60k Hyatt points (assuming no bonus cat spend) and 2 free Cat 1-4 nights. Value the 60k points and Cat 7 free night at $500/nt and other nights at $200 each = $1900 total value.

    Compare to $60k spend on CSR card = one-way business class award seat on TATL or TPAC flight = $2000-2500 total value.

    So are the 4 suite upgrades worth $100? Seems likely.

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