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For many Chase cards you can only get approved if you’ve had fewer than 5 new credit card accounts in the last 24 months.
Because of this rule you should get these cards first. In fact in my view if you’re just getting started in rewards cards you should get Chase cards first, and in particular these cards. Doing so becomes a license to get the others, without giving up the option to get these.
Singapore Airlines A380 Suites
I offered a comprehensive explanation of ‘5/24’ on Chase Day (May 24th).
These limits don’t apply to the British Airways Visa Signature® Card which is offering a signup bonus of up to 100,000 Avios. You should also still be eligible for the IHG® Rewards Club Premier Credit Card which has an initial bonus offer is 80,000 points after $2000 spend within 3 months and 5,000 points after you add your first authorized user and make a purchase in the first three months. (Offer expired)
The IHG® Rewards Club Premier Credit Card comes with Platinum status, a free night after each account anniversary year, and a free reward night on points stays of 4 or more nights. (That’s better than the ‘5th night free’ from Starwood and from Hilton, and amounts to a 25% discount on four night award stays.)
Intercontinental Kuala Lumpur
However if you’ve had 5 or more new cards in the last 24 months, you take a break from any new cards and fall back under 5/24, the first card you should get is the Ink Business Preferred℠ Credit Card.
Ink Business Preferred℠ Credit Card has an 80,000 point signup bonus after $5000 spend within 3 months. That can even be enough for a roundtrip business class award ticket between the US and Europe.
It earns 3 points per dollar on travel — that’s airlines, hotels, rental cars, tolls, even Uber — and 3 points per dollar on shipping and advertising on social media and search engines, so great for anyone who advertises on Facebook or Twitter, or who spends money advertising with Google. It also comes with $600 protection against theft or damage when you use it to buy your cell phone.
Points transfer to:
- Airlines: United, Air France KLM, British Airways, Virgin Atlantic, Southwest, Singapore, Korean, Aer Lingus, Iberia
- Hotels: Hyatt, Marriott, Ritz-Carlton, IHG
Park Hyatt Hadahaa Maldives