Earn Up to 85,000 Points With New Chase Card Not Subject to 5/24

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Yesterday Chase launched the brand new IHG® Rewards Club Premier Credit Card, a premium card for the IHG Rewards Club program which includes Intercontinental, Crowne Plaza, Kimpton, Holiday Inn and related brands.

The card’s initial bonus offer is 80,000 points after $2000 spend within 3 months and 5,000 points after you add your first authorized user and make a purchase in the first three months.

The card comes with Platinum status, a free night after each account anniversary year, and a free reward night on points stays of 4 or more nights. (That’s better than the ‘5th night free’ from Starwood and from Hilton, and amounts to a 25% discount on four night award stays.)

Intercontinental Singapore

The annual free night is limited to most of the hotels that are bookable for 40,000 points per night or less. It also must be used within 12 months of issue (rather than just making a reservation within 12 months of issue).

But the key questions when the card came out were:

  1. Is this a new, separate card?

  2. Is it subject to ‘5/24’ limits on approval?

Intercontinental Kuala Lumpur

And now we have some data points.

This is a new, separate card. While Chase is limiting Southwest cards to one personal card at a time for the whole family, that does not appear to be the case for the IHG cards. So if you have an existing personal IHG Rewards Club credit card reports are people are getting approved for this one too. That’s great for the 4th night free on points redemptions and the annual free night as well as the signup bonus points.

For many Chase cards you can only get approved if you’ve had fewer than 5 new credit card accounts in the last 24 months. That was never the case for IHG Rewards Club cards. And reports are that’s still true here. Initial data points that I’ve seen suggest that ‘5/24’ does not apply to this card. That makes it the perfect Chase card to get if you’ve had several new cards opened in the last two years.

IHG® Rewards Club Premier Credit Card

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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  1. You answered the two looming questions on this card, Gary. Thanks very much.

    Also, some potentially useful language from the offer page if anyone has problems getting the bonus points and other perks down the line. Note that the offer itself identifies this as a new card:

    “With the new IHG® Rewards Club Premier Credit Card, you can earn 80,000 bonus points after spending $2,000 in the first 3 months from account opening.”

  2. @RF wrote: “Not subject to 5/24 but subject to total shutdown of all Chase accounts. Tread carefully.”


  3. Probably worth noting the annual fee somewhere in this post.

    But I guess then you’d get less clickthrough…

  4. The old card has a 10% rebate on spent points, this card does not.
    This card has 4th night free when booked with points, the old card does not.
    Wonder if those two benefits would stack?
    Would they actually give a person with 2 cards the 2 free night?

  5. Hyatt lets you take an expired free night cert from the Chase Hyatt Visa and request points, though only a modest amount of points if I remember correctly. Do we know if IHG has any process to redeem either an unused or expired cert to obtain points in its place.

  6. @Steve what RF is referring to is that recently Chase has been shutting down all of the accounts of some people who have applied for a number of cards in a short period of time. Some people were able to get their accounts reopened others were not so lucky.

  7. Stephen- 80,000 IHG points is worth ~16,000 miles w their partners. Better value to use the points for hotel stays.

  8. Yes, that’s very nice when you get promotions from your credit card company to receive free miles. Travel is an experience everybody should try out at least once a year.
    Do you know that common people are using secret strategies to unlock free miles from their credit cards companies? Click the link below to discover how you can get these benefits too.

  9. @Matthew Castanessi seriously dude? Your gonna use someone’s blog who specializes in what you talk about to promote your own. Lame-o.

  10. Just got turned down for this card with the reason being too many applications, so maybe 5/24 is being applied for this card

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