I receive compensation for many links on this blog. You don’t have to use these links, but I am grateful to you if you do. American Express, Citibank, Chase, Capital One and other banks are advertising partners of this site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same).
One of the great combinations in credit cards is Chase’s no annual fee Freedom card with one of the following three cards:
- Chase Sapphire Preferred Card earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The card earns two points on travel and dining at restaurants and 1 point per dollar spent on all other purchases worldwide.
- Ink Business Preferred℠ Credit Card has an 80,000 point signup bonus after $5000 spend within 3 months. That can even be enough for a roundtrip business class award ticket between the US and Europe.
It earns 3 points per dollar on travel — that’s airlines, hotels, rental cars, tolls, even Uber — and 3 points per dollar on shipping and advertising on social media and search engines, so great for anyone who advertises on Facebook or Twitter, or who spends money advertising with Google. It also comes with $600 protection against theft or damage when you use it to buy your cell phone.
- Chase Sapphire Reserve Card 50,000 point signup bonus after $4000 spend within 3 months; triple points on travel and dining; Priority Pass Select membership with free guests; $300 travel credit make this new Visa Infinite card from Chase with a $450 annual fee the most exciting new entrant of the year.
Chase Freedom earns cash back. But they’re really points that if you have one of the three cards above you can move your Chase Freedom points to that card account and when you do the points you earn with the no annual fee Freedom card become transferable to airline miles and hotel points.
Each quarter Chase Freedom offer a rotating set of categories where it awards 5 points per dollar (on your first $1500 in spend in those categories). An extra 4 points per dollar on $1500 in spend is 6000 points per quarter or 24,000 points per year. That’s how this no annual fee card gives you an extra 24,000 transferable points each year.
And today you can register for the second quarter bonus categories. For April through June, Chase Freedom earns 5x with:
- PayPal (either online or via their mobile app) “at new merchants such as Shoprite and PriceRite, and online at Wal-Mart”
- Chase Pay (app, online or in-store) at new merchants such as Shoprite and PriceRite, and online at Wal-Mart. Naturally they want to incentive use of their own mobile payments platform, but it’s great because it really broadens where you can earn your 5 points per dollar.
- Grocery stores This includes brick-and-mortar grocers as well as online delivery services such as Peapod, Blue Apron, Whole Foods, Fresh Direct and more.
Register before you forget at a minimum, and start picking up those extra 24,000 points lying on the sidewalk.