New Freedom 5x Earning Categories, Act Now

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One of the great combinations in credit cards is Chase’s no annual fee Freedom card with one of the following three cards:

  • Chase Sapphire Preferred Card earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The card earns two points on travel and dining at restaurants and 1 point per dollar spent on all other purchases worldwide.

  • Ink Business Preferred℠ Credit Card has an 80,000 point signup bonus after $5000 spend within 3 months. That can even be enough for a roundtrip business class award ticket between the US and Europe.

    It earns 3 points per dollar on travel — that’s airlines, hotels, rental cars, tolls, even Uber — and 3 points per dollar on shipping and advertising on social media and search engines, so great for anyone who advertises on Facebook or Twitter, or who spends money advertising with Google. It also comes with $600 protection against theft or damage when you use it to buy your cell phone.

Chase Freedom earns cash back. But they’re really points that if you have one of the three cards above you can move your Chase Freedom points to that card account and when you do the points you earn with the no annual fee Freedom card become transferable to airline miles and hotel points.

Each quarter Chase Freedom offer a rotating set of categories where it awards 5 points per dollar (on your first $1500 in spend in those categories). An extra 4 points per dollar on $1500 in spend is 6000 points per quarter or 24,000 points per year. That’s how this no annual fee card gives you an extra 24,000 transferable points each year.

And today you can register for the second quarter bonus categories. For April through June, Chase Freedom earns 5x with:

  • PayPal (either online or via their mobile app) “at new merchants such as Shoprite and PriceRite, and online at Wal-Mart”

  • Chase Pay (app, online or in-store) at new merchants such as Shoprite and PriceRite, and online at Wal-Mart. Naturally they want to incentive use of their own mobile payments platform, but it’s great because it really broadens where you can earn your 5 points per dollar.

  • Grocery stores This includes brick-and-mortar grocers as well as online delivery services such as Peapod, Blue Apron, Whole Foods, Fresh Direct and more.

Register before you forget at a minimum, and start picking up those extra 24,000 points lying on the sidewalk.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. The Chase Freedom category of Chase Pay is a joke. Just about no retail business has it. Paypal is a close second as a joke also for a category.

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