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I’ve gotten several questions about authorized users for the Chase Sapphire Reserve.
As you likely know, the card offers a signup bonus of 50,000 points after $4000 spend within 3 months. It earns triple points on travel and dining. It comes with a $300 travel credit each year (automatically rebated when you spend on travel) and a $100 credit every four years towards Global Entry or TSA PreCheck. And it gives you unlimited Priority Pass Select lounge visits for yourself and your guests.
KLM Lounge, Houston
Many rewards products offer no annual fee authorized user cards, because the card issuer would love it if you gave out more cards to friends and family and got them spending. However Chase Sapphire Reserve charges $75 for an authorized user card — and it’s not because the heavy, metal card is more costly to make but because authorized users aren’t just spending money and earning you points.
- Authorized users get their own unlimited Priority Pass Select card so they can visit airport lounges (here are the ones in the U.S.) whether they’re traveling with you or not. An unlimited visit Priority Pass card on its own (without Sapphire Reserve’s unlimited guesting privileges) would normally cost $399.
- Authorized users have a Visa Infinite credit card, and it comes with Visa Infinite privileges. Any benefit that uses the card numbers to verify eligibility as a visa infinite extends benefits to authorized users. You can certainly use the VINFINITE promo code for 30% off a 2+ day Silvercar rental for instance.
Authorized users get travel protections — primary collision renting cars, lost and delayed baggage, trip delay and cancellation as well as purchase, price, and return protection as well.
However authorized users do not get the $300 travel credit or the Global Entry/TSA PreCheck credit.