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American Express gained exclusivity to issue Hilton co-brand credit cards in the U.S. We’ve known they had huge plans for the products and benefits — and now that the cards are live it’s clear that Amex has come out swinging.
All four products are now available. In this post I’m going to focus on the business card, since it’s the first time there’s been a small business card product from Hilton and because it may represent the best ‘value’ out of the new cards.
The Hilton Honors American Express Business Card is offering up to 100,000 Hilton Honors bonus points as a signup bonus: 75,000 Bonus Points after you spend $3,000 in purchases on the Card in your first 3 months of cardmembership, and then 25,000 bonus points after you make another $1,000 in purchases on the card in your first 6 months.
Earning: is 12 points per dollar at Hilton properties; 6 points per dollar at gas stations, wireless telephone services purchased directly from U.S. service producers and U.S. purchases for shipping; 6 points per dollar with U.S. restaurants, flights booked directly with airlines or amextravel.com, and car rentals booked directly from select car rental companies; and 3 points per dollar on everything else.
Elite status: You get complimentary Hilton Gold status just for having the card. I get my Hilton Gold status from the Platinum Card by American Express which is a $550 annual fee card, this is a $95 fee card. You also get Diamond status for $60,000 spend on the card.
Free weekend nights: $15,000 spend in purchases in a calendar year earns a weekend night reward and another weekend night after you spend an additional $45,000 in purchases on your Card in the same calendar year.
Lounge access: The card comes with Priority Pass Select including 10 visits each year — not unlimited visits, but more than enough for most, and off of a $95 annual fee card not a card that costs $450 or more. Here are that available lounges in U.S. airports out of the more than 1000 offered worldwide.
Why This Makes Sense
This is a great card for Hilton status, and spend on the card can make sense because of the free weekend nights. $60,000 on the card is good for Hilton Honors Diamond and two weekend nights, in addition to the points earned from the spend itself.
What’s more American Express small business cards don’t generally report on your personal credit, so getting a business card won’t count as a new account for Chase “5/24” limits.
Many readers will be attracted to the new $450 annual fee Aspire card which comes with Hilton Diamond status without a spending requirement (I covered all four new cards earlier in the week). But the $95 annual fee card can get you there and delivers free nights in addition to points along the way.