I receive compensation for content and many links on this blog. You don’t have to use these links, but I am grateful to you if you do. American Express, Citibank, Chase, Capital One and other banks are advertising partners of this site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same).
I earn various category bonuses, but in no case less than 1.5 transferable points per dollar spent.
Etihad First Apartment
The only spend I put on my Platinum Card from American Express is airfare to earn 5 points per dollar. I keep the Platinum card for the benefits, not primarily for spending.
And I do still put some unbonused spend on my Starwood Preferred Guest Card from American Express even though it’s perhaps a bit suboptimal to earn 1 Starwood point instead of 1.5 Chase points, but I want to build that account balance.
Starwood’s Al Maha Desert Resort
Finally I put $40,000 spend on my premium Citi AAdvantage co-brand card and $50,000 on the American Airlines AAdvantage Aviator Silver Card to reduce the heavy lift necessary to retain my American Airlines Executive Platinum status.
This is your opportunity to take shots at my strategy, or to offer your own an explain why it makes sense for you. What cards are you using for the most spend?