12 Best Credit Card Signup Bonuses in the New Year

I receive compensation for content and many links on this blog. You don’t have to use these links, but I am grateful to you if you do. American Express, Citibank, Chase, Capital One and other banks are advertising partners of this site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same).

There’s no quicker and easier way to earn a large amount of miles quickly than with a new credit card. And before the holidays is the perfect time to get one, because it’s even easier than the rest of the year to meet the minimum spending required to earn signup bonuses.

Every month I post what I find are the best signup bonus offers out there. Over the past several months we’ve seen several that are new and bigger. As a result there are a bunch of great cards to sign up for.

Here are the cards I consider to have the very best signup bonus offers right now:

  1. Ink Business Preferred℠ Credit Card has an 80,000 point signup bonus after $5000 spend within 3 months. That can even be enough for a roundtrip business class award ticket between the US and Europe. (Chase points are super valuable because they transfer directly to a variety of airlines and hotels.)

    It earns 3 points per dollar on travel — that’s airlines, hotels, rental cars, tolls, even Uber — and 3 points per dollar on shipping and advertising on social media and search engines, so great for anyone who advertises on Facebook or Twitter, or who spends money advertising with Google. It also comes with $600 protection against theft or damage when you use it to pay your cell phone. ‘5/24’ applies.

  2. Chase Sapphire Preferred Card lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

    With a $0 annual fee the first year, then $95, I suggest that as the number on card to get started with in miles and points. Get Sapphire Reserve later, perhaps, the card’s annual fee makes this the one to get first.

    Points transfer to United, Hyatt, Southwest, British Airways, Virgin Atlantic, Singapore Airlines, Korean Air, Air France KLM, Marriott Rewards, IHG Rewards Club, and Ritz-Carlton. Probably the best all-around credit card, certainly for getting started in the hobby, and with a great signup bonus.

    The card earns two points on travel and dining at restaurants and 1 point per dollar spent on all other purchases worldwide. The card has an introductory Annual Fee of $0 the first year, then $95.

    best credit card bonus offers
    Transfer Points and Redeem for Singapore Airlines

    Since in general Chase doesn’t approve this card for folks who have signed up for 5 or more new card accounts in the past 24 months, it’s the first card you should apply for.

  3. Chase Sapphire Reserve Card 50,000 point signup bonus after $4000 spend within 3 months; triple points on travel and dining; Priority Pass Select membership with free guests; $300 travel credit make this Visa Infinite card from Chase the most exciting new entrant in awhile. 5/24 applies. This isn’t my link and information about the product is neither provided nor reviewed by its issuer.

  4. British Airways Visa Signature® Card is offering a signup bonus of up to 75,000 Avios: (offer expired)

      Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening. Earn an additional 25,000 bonus Avios after you spend $10,000 total on purchases within your first year of account opening for a total of 75,000 bonus Avios.

    If you spend $30,000 in a calendar year to earn a Travel Together Ticket good for two years which can double the value of your Avios on a single redemption for 2 people.

    Chase’s 5/24 reportedly does not apply.

    British Airways First Class

  5. Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® has an offer for a limited time to earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening.(Offer expired)

    There’s a $0 annual fee the first year, then $95. Cardmembers receive one free checked bag and preferred boarding on American Airlines flights.

    You also get 10% of your miles back (up to 10,000 rebated per calendar year) when you redeem miles.

    Citibank doesn’t have a hard limit on the number of their cards you can have though of course how much credit they’ll make available for each person will vary. After you apply for one card they’ll consider another application from you 8 days later, but you can’t apply for more than 2 cards in 65 days.

  6. Barclaycard AAdvantage® Aviator™ Red World Elite Mastercard® 60,000 American Airlines miles after first purchase, $95 annual fee.

    Cardmembers receive one free checked bag (on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation) and preferred boarding on American Airlines domestic itineraries.

    Spending $25,000 on the card in a year will earn $3,000 Elite Qualifying Dollars. And like the personal Citi card you get 10% of your miles back (up to 10,000 rebated per calendar year) when you redeem miles.

    Redeem AAdvantage Miles for Cathay Pacific

  7. The Platinum Card® from American Express offers 60,000 American Express Membership Rewards points after $5,000 in purchases in your first 3 months with the card.

    It’s also the card with the best benefits. The value proposition here is airline lounges and elite status. It comes with Hilton Gold, Starwood Gold (matches to Marriot Gold), and National Car Rental Executive status. It gets you into Centurion lounges, Delta lounges (when flying Delta), and gives you a Priority Pass card for lounge access. There’s a $200 airline fee credit, and an Uber credit up to $200. The card earns 5 points per dollar on purchases made directly with airlines.

  8. Marriott Rewards® Premier Credit Card The signup bonus for this card lets you earn 80,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening. You can also earn 7,500 bonus points for adding an authorized user to the account and making a purchase within the same 3 month period. Now that Marriott points transfer to Starwood, it’s the biggest offer for Starwood points as well. The card gives you a Category 1-5 hotel free night stay every year after your account anniversary date, and 15 elite night credits just for having the product. (Offer expired)

    Starwood’s Al Maha Desert Resort – Base Room is a Standalone Villa With Private Pool

  9. Business Gold Rewards Card from American Express OPEN offers 50,000 Membership Rewards points after $5,000 spend on purchases with the card within your first 3 months of cardmembership. (Offer expired)

    American Express Points Transfer Directly to Etihad

  10. Hyatt Credit Card

    The signup bonus for this card lets you earn 40,000 Bonus Points after you make $2,000 on purchases in the first 3 months after account opening. You also get 5000 bonus points for adding an authorized user to your account and making a purchase with your card during the same time period.

    That’s great because Hyatt points go farther than Marriott, IHG or Hilton points so you don’t need as many. Indeed, if you’re looking for luxury stays Hyatt offers the best deal redeeming points for suites. And you can pool your points, Hyatt lets you transfer at no cost to other members.

    You’ll receive a free night award every year after your cardmember anniversary at any Category 1-4 Hyatt hotel or resort. And most of Hyatt’s properties are in category 4 or below.

    Andaz Papagayo

  11. Citi® / AAdvantage® Executive World Elite™ Mastercard® is offering 50,000 miles after $5000 spend within the first 3 months of cardmembership. (Offer expired.) This card comes with American Airlines Club membership — and it offers authorized user cards at no additional annual fee. Authorized users get access to American Airlines clubs as well. $40,000 spend on purchases that post to your account during a calendar year earns 10,000 elite qualifying miles. The card’s annual fee is $450.

  12. Targeted 100,000 point signup offer for Platinum Card by American Express. You can enter your information into the Creditcards.com CardMatch tool to see if you’re eligible.

    Offer retrieved November 21, 2017

    You won’t see it right away. You’ll first see ‘pre-qualified offers’ and you need to click the tab on the left side of your screen for ‘CardMatch Special Offers’ for this to come up

    While you provide your social security number, the site is explicit in assuring “A soft credit check will be performed but it will not affect your credit score.” This one falls much lower on the list because not everyone can get it, but it’s worth checking to see if you can.

Think there’s a card that belongs on this list but isn’t here, leave a comment!

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

More articles by Gary Leff »

Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. Good post, Gary. Correct me if I’m wrong, but I believe that the Chase 5/24 rule doesn’t apply to the Hyatt card, which is another nice feature.

    More generally, you might link posts like this to a post that indicates the Amex/Chase/Citi rules for/against getting bonuses for new cards. And prepare a new one along those lines if you haven’t done so already. It could save you some time and be a good service to your readers.

  2. Gary, here is the T&C for the Aviator card: This one-time AAdvantage® bonus mileage offer is valid for first-time cardmembers with new accounts only. Existing cardmembers, existing accounts, and previous cardmember with accounts closed in the past 24 months may not be eligible for this offer. This is a limited-time offer and will no longer be available after January 31, 2018.

    The terms are confusing. I did have the card before but canceled past 24 months. So am I eligible for the bonus offer? Also, what is the different between existing cardmembers and existing account (really confusing)? Thanks

  3. @renzhen – a reader just told me that they were approved for and received a bonus on the Aviator Red as a former Aviator Red and current Aviator Silver cardmember, if that helps

  4. I’d put the AmEx Blue Business Plus in there. 2 points per dollar for 1st $50,000 spent. No annual fee. And since it’s a business card it shouldn’t count toward Chase’s 5/24 rule.

  5. Gary,

    Why not include the JetBlue 60,000 mile bonus on the Barclay JetBlue Plus card? I would be interested in your perspective on this one.

  6. I have the sapphire preferred card (got the bonus over 3 years ago) and was thinking about getting the reserve. Should I cancel the preferred and wait a few weeks before applying for the reserve? Would I be eligible for the bonus? Thanks

  7. Unfortunately I am aware of the fact that I simply cannot poses more than one credit card – even though it’s pretty tempting…;)

Leave a Reply

Your email address will not be published. Required fields are marked *