Chase Sapphire Earn Bonus Points for Mobile Payments

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In the spring I chatted with US Bank Senior Vice President Bob Daly – right after the bank had launched their Altitude Reserve Card – and one of the things we talked about was bonusing mobile payments.

He said they knew how expensive it would be, customers could basically choose when they wanted to earn bonus points. It was in their model. He had a wry smile and offered, each year when the annual fee comes due and you ask whether the card is going to be worth more or less in the coming year, what will the answer be? If mobile payments are the future you’re going to hang onto a card that rewards what you’ll be doing more of.

In what I have to imagine is a test and sure to give Chase interesting data, they’re bonusing mobile payments made with the Chase Sapphire Preferred Card, Sapphire Reserve, and no annual fee Sapphire card. For one month only.

To get an additional point per $1 spent, simply use your Sapphire card in Chase Pay®, Android Pay™, Apple Pay® or Samsung Pay between Oct. 4 and Nov. 4, 2017. You will earn an additional point per $1 spent on purchases up to $1,500 in addition to the points you already earn.1

Copyright: jetcityimage / 123RF Stock Photo

You can earn up to 1500 bonus points with this offer. So their exposure is capped. But it will tell Chase something about how much rewards move the needle on mobile payment adoption (or whether this can shift wallet share to their cards — and indeed over time whether selecting a card for mobile payments is sticky, you don’t want to keep changing the card linked to your payment account).

Still great for consumers, your first $1500 in spend earns an extra point so otherwise unbonused spend earns 2 points per dollar and the bonus is on top of travel and dining category bonuses if making mobile payment purchases in those categories.

Terms and conditions:

You’ll earn 1 bonus point per $1 spent on all purchases made using Chase Pay®, Android Pay, Apple Pay®, or Samsung Pay during checkout, up to a maximum of $1,500 in purchases, when you use your Chase Sapphire, Chase Sapphire Preferred or Chase Sapphire Reserve credit card for purchases from 10/04/2017 through 11/04/2017. Purchases are when you, or an authorized user, use a card to make purchases of products and services, minus returns or refunds. Bonus points earned in a monthly billing cycle are generally available to be used at the beginning of the next billing cycle; bonus points earned on purchases made near the end of a billing cycle may take up to one additional billing cycle to become available. You’ll see bonus points you’ve earned on and on your monthly card billing statement. See Rewards Program Agreement for details on qualifying purchases. Bonus points are subject to the Rewards Program Agreement. Credit card product changes during the promotional period will forfeit this bonus offer. To qualify for this promotional offer, account must be open and not in default at the time of fulfillment. This promotional offer is non-transferable. This is a limited time offer.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. ” you don’t want to keep changing the card linked to your payment account).” Actually you do! and it’s easy (just a swipe), I choose which cc I pay with based on bonus (2 cents back vs 3 points dining, etc.) depending where I’m charging. It’s easier to change the cc on the app than it is to pull it out of my wallet 😉

  2. Read your blog regarding Chase sapphire and mobile payments.
    Is there a way to make payments at, yazing or any cashback portal using mobile payments?

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