The 14 Most Lucrative Credit Card Signup Bonus Offers You Can Use Right Now, In Rank Order

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There’s no quicker and easier way to earn a large amount of miles quickly than with a new credit card.

There are a bunch of new – and very big – credit card signup bonus offers out there, and some limited-time bonuses. This list is mostly new over the past 6 months. There’s a six figure bonus even, and we’ve seen some 60,000 and 70,000 point offers end while there are new 60,000 and 100,000 offers as well.

Here are the 11 cards I consider to have the very best signup bonus offers right now:

  1. Ink Business Preferred℠ Credit Card has an 80,000 point signup bonus after $5000 spend within 3 months. That can even be enough for a roundtrip business class award ticket between the US and Europe. (Chase points are super valuable because they transfer directly to a variety of airlines and hotels.)

    It earns 3 points per dollar on travel — that’s airlines, hotels, rental cars, tolls, even Uber — and 3 points per dollar on shipping and advertising on social media and search engines, so great for anyone who advertises on Facebook or Twitter, or who spends money advertising with Google. It also comes with $600 protection against theft or damage when you use it to buy your cell phone. ‘5/24’ applies.

  2. Chase Sapphire Preferred Card lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

    With a $0 annual fee the first year, then $95, I suggest that as the number on card to get started with in miles and points. Get Sapphire Reserve later, perhaps, the card’s annual fee makes this the one to get first.

    Points transfer to United, Hyatt, Southwest, British Airways, Virgin Atlantic, Singapore Airlines, Korean Air, Air France KLM, Marriott Rewards, IHG Rewards Club, and Ritz-Carlton. Probably the best all-around credit card, certainly for getting started in the hobby, and with a great signup bonus.

    The card earns two points on travel and dining at restaurants and 1 point per dollar spent on all other purchases worldwide. The card has an introductory Annual Fee of $0 the first year, then $95.

    best credit card bonus offers
    Transfer Points and Redeem for Singapore Airlines A380 Suites

    Since in general Chase doesn’t approve this card for folks who have signed up for 5 or more new card accounts in the past 24 months, it’s the first card you should apply for.

  3. Chase Sapphire Reserve Card 50,000 point signup bonus after $4000 spend within 3 months; triple points on travel and dining; Priority Pass Select membership with free guests; $300 travel credit make this new Visa Infinite card from Chase with a $450 annual fee the most exciting new entrant of the year.

  4. British Airways Visa Signature® Card was the first US credit card I’m aware of to ever offer a 100,000 point bonus in 2009.

    Their big bonus is back, and it’s structured as follows: 50,000 after $3,000 spend on purchases within the first 3 months from account opening; 25,000 after $10,000 total spend on purchases within your first year of account opening — for a total of 75,000 bonus Avios ($7000 additional spend on top of the first $3000 for 50,000 Avios.); an additional 25,000 after a total of $20,000 spend within your first year from account opening — for a total of 100,000 bonus Avios. (Offer expired)

    Chase’s 5/24 reportedly does not apply.

    British Airways First Class

  5. Barclaycard AAdvantage® Aviator™ Red World Elite Mastercard® 60,000 American Airlines miles after first purchase, $95 annual fee.

  6. Citi® / AAdvantage® Executive World Elite™ Mastercard® 75,000 bonus miles after spending $7,500 in purchases within the first 3 months of account opening. (offer expired)

    The card comes with Admirals Club membership and lets you earn 10,000 elite qualifying miles after $40,000 spend in a year. That’s why I have the card.

    You also get priority check-in, screening, and boarding as well as first checked bag free on domestic itineraries (benefits apply to up to 8 travel companions on the same reservation as well). And there’s a $100 statement credit for Global Entry TSA PreCheck.

  7. The Platinum Card® from American Express offers 60,000 American Express Membership Rewards points after $5,000 in purchases in your first 3 months with the card.

    It’s also the card with the best benefits. The value proposition here is airline lounges and elite status. It comes with Hilton Gold, Starwood Gold (matches to Marriot Gold), and National Car Rental Executive status. It gets you into Centurion lounges, Delta lounges (when flying Delta), and gives you a Priority Pass card for lounge access. There’s a $200 airline fee credit, and an Uber credit up to $200. The card earns 5 points per dollar on purchases made directly with airlines. And this $550 annual fee card is now metal.

  8. IHG® Rewards Club Select Credit Card has increased its signup bonus to let you earn 80,000 points after $1,000 spend on purchases in the first three months after account opening. [Offer expired] You also get 5000 bonus points when you add an authorized user and make a purchase within the same three-month period. 5/24 reportedly doesn’t apply folks with 5 or more new credit card accounts in the past 24 months should still be eligible for this card.

    This is a $0 annual fee the first year card, and $49 thereafter. This is arguably the best hotel credit card to get for the signup bonus and to keep for its ongoing benefits. You get an annual free night at card renewal and a 10% rebate on the points you spend up to 100,000 points per year.

    Intercontinental Boston

  9. Marriott Rewards® Premier Credit Card The signup bonus for this card lets you earn 80,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening. You can also earn 7,500 bonus points for adding an authorized user to the account and making a purchase within the same 3 month period. Now that Marriott points transfer to Starwood, it’s the biggest offer for Starwood points as well. The card gives you a Category 1-5 hotel free night stay every year after your account anniversary date, and 15 elite night credits just for having the product. (Offer expired)

    Starwood’s Al Maha Desert Resort – Base Room is a Standalone Villa With Private Pool

  10. Hilton HonorsTM Surpass® Card from American Express has a limited-time offer, only the second time they’ve ever made it, 100,000 Hilton Honors points after $3000 in eligible purchases on the card in your first 3 months of cardmembership. (Offer expired) This is a limited-time offer ending October 4, 2017. Plus this card earns a free weekend night on its first approval anniversary date.

    The card earns 12 Honors points per dollar on eligible Hilton purchases, 6 points per dollar at U.S. restaurants, US supermarkets, and US gas stations, and 3 points per dollar on all other eligible purchases.

    Cardmembers get complimentary Gold status in the Honors program, and $40,000 on eligible purchases each calendar year earns Diamond status through the end of the next calendar year.

    Conrad New York

  11. Citi Prestige Card 75,000 bonus ThankYou® Points after you spend $7,500 in purchases within the first 3 months of account opening. There’s a $250 air travel credit which makes the card’s $450 annual fee go down much easier. The key benefit of the card is 4th night free on hotel bookings.

  12. Business Gold Rewards Card from American Express OPEN offers 50,000 Membership Rewards points after $5,000 spend on purchases with the card within your first 3 months of cardmembership.

  13. Cathay Pacific Visa Signature® card 50,000 AsiaMiles after $2500 spend within 90 days. $95 annual fee.

    Interestingly the card offers 1.5 AsiaMiles per dollar on foreign transactions and no foreign transaction fees, so a good card for living abroad and using a US-based credit card. You also get entry level Green status in Marco Polo Club (Cathay Pacific’s elite status program) for one year.

  14. The Southwest Rapid Rewards® Premier Credit Card and Southwest Rapid Rewards® Plus Credit Card each offer 60,000 points after $2000 in purchases on the card within 3 months of opening the account. [Offer expired]

    I love that Southwest doesn’t charge change fees and doesn’t charge for checked bags. I’ve been flying them a lot more this year, and having a stash of Southwest points on hand is great for domestic positioning flights for awards when other airlines don’t have connecting availability especially since Rapid Rewards tickets are cancellable without a fee. And at the end of the day you can also redeem your points for gift cards and still get strong value.

    And of course credit card points, including signup bonus points, are the key to quickly unlocking the Companion Pass where your designated companion can fly with you for just taxes regardless of whether you’re traveling on a paid fare or points.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. Great list. I too rate the IHG card as perhaps the best bargain in our hobby. My dream is to see a business version. I wonder what IHG might be up to, given the recent 1K point promo for converting your IHG Rewards account into a business one. May be a view into things to come. I can dream, can’t I? Seriously, this is a powerful card–especially when a married couple each possess one. Twice the free night certs per year.

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