This Credit Card Signup Bonus Requires $130,000 in Spend Within 3 Months

American’s small business ‘double dip program’ has its own credit card. American Airlines actually has a co-brand card issued by American Express.

I use the program and have redeemed points to gift Gold elite status in AAdvantage and Admirals Club memberships, and I usually keep a stash of (paper) upgrade certificates on hand.

I mentioned the program’s credit card several years ago. I don’t recall it ever having a signup bonus. But it does now:

And it has the highest spend requirement I’ve ever seen for a credit card signup bonus.

You have to spend $130,000 within 3 months to earn 20,000 Business ExtrAA points.

You normally earn 1 Business ExtrAA point per $20 charged to the card (American Airlines spend earns at 4x). So $130,000 spend would earn 6500 points, enough for two one-way international upgrades on most fares or a roundtrip business class cross country ticket. 20,000 Business ExtrAA points, on the other hand, is actually quite a lot.

And of course American’s Business ExtrAA American Express is a corporate card so it’s going to be held by companies with several million dollars in annual revenue at least.

Still I don’t think I’ve ever seen a published credit card offer that even comes close to this much required spend.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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  1. I don’t care how many points they’re offering as a bonus, AMEX known damned well they won’t have to honor it but — at the most — a handful of times. NO ONE is really going to make that spend!

  2. @Jason Lewis
    It’s a business card, and I’ve charged 100k to my AMEX for business expenses in a day before.

  3. Gary, what is your valuation of ExtrAA points? I have accumulated a few now and want to get the best value out of them. Similarly, do you have a preferred use for them?

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