How to Get the 100,000 Point No Fee First Year Visa Infinite Signup Bonus

There’s a 100,000 point signup bonus for the only ‘Visa Infinite’ I know of that’s issued in the United States.

The points don’t transfer to miles, but that should still be worth ~ $1000. That’s amazing on a card with a $0 fee the first year. And there’s a dizzying array of benefits:

  • Priority Pass Select membership for lounge access, including two free guests per visit (like Citi Prestige)

  • Triple points on travel and dining (which includes “airlines, hotels, taxis, limousines, rental cars, trains, buses, gas, restaurants, fast food and takeout food dining establishments”). Searching through the airfare search tool you should get between 0.9 and 1.1 cents per point on tickets.

  • $250 per card airline fee credit each year

  • Global entry enrollment fee credit

  • $100 off domestic airline reservations for 2-5 passengers, when booked through the cardmember portal at

  • Fast track to Relaix & Chateau Club 5C status after 2 nights in 12 months

The card is $0 the first year, $400 thereafter and additional cardholders are fee free.

The application for the card no longer appears to be online, but the offer was supposed to run through the end of November.

However [Update: client manager now requests to have name and email removed, sorry, congrats to those already in touch with her!]

Two key things to know:

  1. The card – and thus the 100,000 point bonus — is offered only for residents of California, New York, Georgia, Nevada, and Tennessee. You need an address in one of those states in order to submit an application.

  2. You do not need to establish any accounts with City National bank in order to qualify and be approved for the credit card. It’s a premium card, it may not be one of the easier cards to get approval on, but many suspected that City National would only offer it to their premium accountholders (the way that Chase now limits their Palladium card to Chase Private Client and Private Bank customers). That apparently isn’t the case here.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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  1. Folks, I live in one of those states. For a small fee say $100 you can use my address for submitting initial application. In case you need ongoing monthly services of statement forwarding it will be $50 per month ( minimum 6 months)

  2. @credit– for $50 a month, can my cat stay with you indefinitely? He’ll handle the statement forwarding, so you won’t have to do any work there. Also, I have some family members who would like a place to reside stateside for 7-8 months per/year. Would you be able to accommodate them, and does your house have a pool and/or waterslide? Would basic food be included? They have some expired United Club entry passes to sweeten the deal.

  3. $250 airline credit per calendar year? that means you could get $500 before deciding whether to keep the card? i remember it worked that way with the Presidential card from united or another card? i forgot but if rolled over with new year i remember that.

  4. gary, you really should remove the link to her email address or she’s going to be hit by a swarm of bots. better to spell it out (i.e., gina.choe at cnb dot com).

  5. How long would it take to find out if you are approved? Can we trust that after Gina submits the app that she will immediately confirm the approval/disapproval?

  6. I stopped at our local branch to apply. I was told the bank had been flooded with applications. A message came down from on high this week restricting the card to those with an existing relationship with the bank. This branch is allowing people to open a modest savings account to meet that requirement. A recent pay stub must be submitted. Tax returns from last year are insufficient.

  7. As expected, this turned out to be a huge waste of time. My partner and I have high income, no debt, and 820-830 credit scores, but rejected due to inquiries. Not a very smart way to gain new customers…I won’t waste anymore time on thiis bank, ever.

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