A month ago I wrote The Death of Redbird when Target stores received memos that they would no longer allow reloads of the American Express Target Redcard by credit card.
It was possible to load $5000 a month onto a Redcard using your credit card. It would be a purchase, you would earn miles, and you could easily unload the funds back to your bank account or pay off your credit card. That ended.
American Express has sent emails confirming this to both Target Redcard holders and to American Express Target cardholders underscoring this. They emails are substantially similar for both products. But there is a saving grace.
We wanted to let you know that you will no longer be able to load your American Express® Target Card at Target stores with a Target GiftCard or a non-Target branded credit card. You can continue to load your card with cash or debit at Target stores.
You can also add money to your American Express® Target Card online through direct deposit or transfer from your linked debit or bank account.
It appears that loading via debit card will not go away any time soon as it is specifically mentioned as an option in this email.
(HT: Will Run for Miles that this was sent to American Express Target cardholders as well.)