Free Annual Credit Report live for the East Coast

Each of the three major credit reporting agencies are obligated to provide you with a free copy of your credit report once a year. This has been phased in, with the East Coast not scheduled to go live at until September 1. It’s live a few days early.

Unless you’re buying a house or doing major credit repair work — in other words, if you’re just monitoring — the best strategy is to request one report each every 4 months rather than requesting all 3 at once.

Details are available from the Federal Trade Commission.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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