How to Use Credit Card Category Bonuses to Maximize Points Earning

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Feb 22 2017

If you want to earn the most points for your spending — beyond just earning a big signup bonus — you need to pay attention to what you spend the most money on and which cards give you the best juice for that kind of spending.

If you drive a ton you want a card that maximizes gas spend. If you eat out a lot, there are cards that bonus restaurant spend.

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Here’s How to Make the Most of Starwood Points Transfers to Miles With Over 30 Airlines

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Feb 21 2017

While I’ve long used Starwood points for hotel stays — the Starwood program has more top-end properties that I’d want to stay at than any other chain — often the best value can be obtained through airline mileage transfers.

I’ve carried the Starwood Preferred Guest® Credit Card from American Express since 2001 because they have the most full value airline mileage transfer partners and because when you transfer points into 20,000 airline miles, you get 5000 additional bonus miles. Since most airline partners transfer at a 1:1 ratio, that’s like earning 1.25 miles per dollar spent on the card for all spend.

Starwood has a huge array of points transfer options. The value here is being able to move points to wherever you need them, when you need them.

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United is Now Selling Basic Economy. How They’re Describing It Makes My Blood Boil.

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Feb 21 2017

Basic Economy fares take the lowest fare being offered by an airline, and work to give customers less. Delta started by restricting changes and seat assignments. United and American doubled down by saying that whereas you can even pay for a carry on bag flying Spirit Airlines, they won’t let you bring one on at all.

On the same day that American Airlines went live selling Basic Economy fares on ten routes, United has also announced the sale of Basic Economy between Minneapolis St. Paul and United hubs.

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