Recommended Credit Card Offers

I receive compensation for many links on this blog. You don’t have to use these links, but I am grateful to you if you do. I do not write about all credit cards that are available — instead focusing on miles, points, and cash back (and currencies that can be converted into the same).

There are a few places online that compile the best credit card deals. But as you get from reading this blog, I have my own take on what actually is best. So I’ve compiled these offers in many ways as a repository for myself — these are the links I go back to when it’s time to sign up for a card myself or recommend a link to friends and family.

If you find something I’ve missed, I’d greatly appreciate it if you would e-mail me.

American Express, Chase, Citibank, US Bank, and Barclaycard are advertising partners of this blog.

This does not endeavor to be a complete and 100% exhaustive list of all of the credit cards that exist. Rather, these are the cards that I believe are actually worthwhile.

AIRLINE CREDIT CARDS

Alaska Airlines Mileage Plan: 30,000 mile signup bonus: $75 annual fee not waived the first year.

This card also comes with a $99+tax companion ticket which is valid for use on any paid coach fare. Sadly the companion tickets are no longer useful on paid first class fares.

American Airlines AAdvantage:

Citi® / AAdvantage® Platinum Select® World Elite™ MasterCard® has an offer for a limited time to earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening.

There’s a $0 annual fee the first year, then $95. Cardmembers receive one free checked bag and group 1 boarding.

CitiBusiness® / AAdvantage® Platinum Select® World MasterCard® has an offer for a limited time to earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening.

There’s a $0 annual fee the first year, then $95. Cardmembers receive one free checked bag (on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation) and group 1 boarding on American Airlines domestic flights.

Citi® / AAdvantage® Executive World Elite™ MasterCard® offers 50,000 miles after $5000 spend within the first 3 months of cardmembership. This card comes with American Airlines Club membership — and it offers authorized user cards at no additional annual fee. Authorized users get access to American Airlines clubs as well. $40,000 spend on purchases that post to your account during a calendar year earns 10,000 elite qualifying miles. The card’s annual fee is $450.

Platinum Delta SkyMiles® Business Credit Card from American Express

American Express is offering 35,000 bonus miles and 5,000 Medallion® Qualification Miles after you spend $1,000 in purchases in your first 3 months of cardmembership. The card comes with a $100 statement credit after you make a Delta purchase on the new card within your first 3 months.

Benefits of the card include first checked bag free and up to $50 on a round trip Delta flight, plus Priority Boarding.

The card earns 2 Miles per dollar spent on purchases made directly with Delta and 1 mile on every eligible dollar spent on purchases. Terms and limitations apply

Gold Delta SkyMiles® Business Credit Card from American Express

American Express is offering 30,000 bonus miles after you spend $1,000 in purchases in your first 3 months of cardmembership. The card comes with a $50 statement credit after you make a Delta purchase on the new card within your first 3 months.

The card earns 2 Miles per dollar spent on purchases made directly with Delta and 1 mile on every eligible dollar spent on purchases.

The card has a $0 introductory annual fee for the first year, then $95. There are no foreign transaction fees. Terms and limitations apply

Gold Delta SkyMiles® Credit Card

American Express is offering 30,000 bonus miles after you spend $1,000 in purchases in your first 3 months of cardmembership. The card comes with a $50 statement credit after you make a Delta purchase on the new card within your first 3 months.

The card earns 2 Miles per dollar spent on purchases made directly with Delta and 1 mile on every eligible dollar spent on purchases.

The card has a $0 introductory annual fee for the first year, then $95. There are no foreign transaction fees. Terms and limitations apply

United MileagePlusR Explorer Card

Chase has a Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

With the card you’ll earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases.

This $95 annual fee card has a better-than-usual bonus and I recommend getting an airline credit card when you fly a carrier regularly but not enough for elite status. United offers the richest travel benefits proposition of the major U.S. airlines: first checked bag free when you use your card to purchase your ticket; priority boarding (which is super important if you book a Basic Economy fare, because it avoids the prohibition on full-sized carry on bags), and 2 one-time United Club passes each year for your card anniversary.

Cardmembers get access to last seat availability when redeeming awards at the MileagePlus Standard Award level. Elites with the card are eligible for upgrades on domestic MileagePlus award travel. The card offers primary collision damage waiver for rental cars, and has no foreign currency transaction fees. And cardholder miles don’t expire as long as the credit card account is open.

Southwest Rapid Rewards® Plus Credit Card

Chase will let you earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open. You also receive 3,000 points after your cardmember anniversary every year.

Earning is 2 points/$1 spent on Southwest® and participating Rapid Rewards® Hotel and Car Rental partners purchases and 1 point/$1 spent on all other purchases.

And your points don’t expire as long as your account is open.

I’m a big fan of Southwest’s policy that “Bags fly free®” and also that there are no change fees.

JetBlue Plus Card

  • Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don’t expire.
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember’s first checked bag is free on JetBlue-operated flights
  • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
  • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card

JetBlue Card

  • Earn 5,000 bonus points after you spend $1,000 on purchases in the first 90 days.
  • Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
  • Points awarded in your TrueBlue account don’t expire.
  • Earn and share points together with Family Pooling.
  • 50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flights
  • No foreign transaction fees

HOTEL CREDIT CARDS

Fairmont: 2 free nights at any Fairmont, including breakfast. The information related to this credit card has been collected by View From the Wing and has not been reviewed or provided by the product’s issuer.

Cardholders get free ‘Premier’ (first elite tier) status in Fairmont’s Presidents Club, which usually requires 5 stays or 10 nights. The card doesn’t, however, credit you with those stays/nights an thus doesn’t help towards Platinum status.

Premier earns 750 miles per stay instead of the standard 500, receives 1 room upgrade and 1 suite upgrade certificate each year, a $50 dining or spa certificate, and some other sundry benefits.

The card also comes with lounge access with two free visits, and no foreign currency transaction fees. Note that I’ve collected the information for the Fairmont Visa independently. It’s not an affiliate link, and the card’s details here haven’t been provided or reviewed by Chase.

Hilton

Citi Hilton HHonors Reserve Card comes with Gold status (upgrades, breakfast, free internet) and 2 free weekend nights after $2500 spend. An amazing deal when Gold status stays as long as you keep the card.

After $40,000 in spend you get top tier Diamond status. The card has no foreign currency transaction fees, and earns 10 points per dollar on Hilton spend.

Hilton HHonorsTM Card from American Express

The no annual fee version of the American Express co-brand Hilton card is offering 50,000 Hilton HHonors points after $750 in eligible purchases on the card in your first 3 months of cardmembership.

The card earns 7 HHonors points per dollar on Hilton purchases, 5 points per dollar at U.S. restaurants, US supermarkets, and US gas stations, and 3 points per dollar on all other eligible purchases.

Citi® Hilton HHonors™ Visa Signature® Card has no annual fee and is currently offering a limited-time signup bonus of 75,000 points after spending $2,000 in the first three months.

It also comes with Silver status and a ‘fast track’ to Gold status (“four stays within your first 90 days of account opening or when you make $20,000 or more in purchases each calendar year”) and 10,000 bonus points at the end of each calendar year in which you spend $1,000 or more on stays within the Hilton Portfolio.

Ongoing earn on the card is 6 HHonors points per dollar spent at Hilton properties, 3 points per dollar at supermarkets, drugstores and gas stations, and 2 points per dollar on other purchases.

Hyatt

The information related to this credit card has been collected by View From the Wing and has not been reviewed or provided by the product’s issuer.

The standard offer is

  • Two complimentary nights at any Hyatt in the world as a signup bonus
  • Platinum status as long as you hold the card
  • Accelerated Diamond Status Based on Spending: $20,000 generates 2 stays and 5 nights of elite credit, and spending $40,000 in a year provides an additional 3 stays and 5 nights
  • Annual night at a Gold Passport category 4hotel or below
  • Triple points on Hyatt spend, double points on airfare, dining, and rental cars
  • No foreign currency conversion fees
  • $75 annual fee

But you can get this offer with a $75 statement credit:

  • Head to the Hyatt website and go through the process of making a reservation.
  • After you search for a hotel on a given set of dates, and select your rate, you reach the screen where you would enter payment information.
  • There’s an icon on the right hand side of the screen advertising the credit card offer with $75 statement credit.

Discussion here. Note that I’ve collected the information for the Hyatt Visa independently. It’s not an affiliate link, and the card’s details here haven’t been provided or reviewed by Chase.

Starwood

Starwood Preferred Guest® Credit Card from American Express.

For a limited time American Express is offering up to 35,000 bonus Starpoints® as a signup bonus: earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months plus a limited time offer: earn an extra 10,000 bonus Starpoints® after you make an additional $2,000 in purchases within the first 6 months. This offer ends 4/5.

The card has a $0 introductory annual fee for the first year, then $95.

Points transfer to the largest array of airline programs of any card, and when you transfer points to 20,000 miles at once you get 5000 bonus miles.

Terms apply.

Starwood Preferred Guest® Business Credit Card from American Express

American Express has a Limited Time Offer: Earn up to 35,000 bonus Starpoints® – Offer ends 04/05/2017. Here’s the breakdown: Earn 25,000 bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months and earn an extra 10,000 bonus Starpoints® after you make an additional $3,000 in purchases within the first 6 months.

$0 introductory annual fee for the first year, then $95

Points transfer to the largest array of airline programs of any card, and when you transfer points to 20,000 miles at once you get 5000 bonus miles.

Terms apply.

Marriott

Marriott Rewards® Premier Credit Card

This card lets you earn 80,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening as a signup bonus.

Plus it also provides 7,500 bonus points when you add the first authorized user and make a purchase in the first 3 months from account opening.

It earns 5 points for every $1 spent at over 5,700 participating Marriott Rewards and SPG hotels, 2 points for every $1 spent on airline tickets purchased directly with the airlines, at car rental agencies & restaurants and 1 point everywhere else.

Every year after your account anniversary date you’ll receive a 1 Free Night Stay at a Category 1-5 location.

And it helps you earn status faster with 15 Elite Credits each year and an additional Elite Credit for every $3,000 spent on purchases on the card.

BANK PROGRAM CREDIT CARDS

Chase Ultimate Rewards

Chase Sapphire Preferred® Card Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $625 toward travel when you redeem through Chase Ultimate Rewards® Introductory Annual Fee of $0 the first year, then $95

You can earn another 5,000 bonus points when you add your first authorized user to the account and make a purchase in the same 3 months from account opening.

The card earns 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.

Points transfer to United, Hyatt, Southwest, British Airways, Virgin Atlantic, Singapore Airlines, Korean Air, Air France KLM, Marriott Rewards, IHG Rewards Club, and Ritz-Carlton. Probably the best all-around credit card, and with a great signup bonus.

Ink Business Preferred℠ Credit Card

This new card lets you earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Your spending will earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. (Of course you earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.)

Employee cards come at no additional cost and there’s a $95 annual fee.

Chase Sapphire Reserve Card earns triple points on travel and dining. Note that this is not my referral link for the card, and information about the product was neither provided nor reviewed by its issuer.

American Express Membership Rewards

Premier Rewards Gold Card from American Express

You’ll receive 25,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.

In addition, the card earns 3X points for flights booked with airlines, 2X points at US supermarkets and US gas stations and 2x at restaurants, 1X points on other purchases.

There are no foreign transaction fees with this card. It also provides a $100 airline fee credit — up to $100 per year in incidental fees credited to your statement with the eligible airline you choose.

In addition you can get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection. Terms apply.

There’s a $0 introductory annual fee for the first year, then $195. Terms and limitations apply.

Mercedes-Benz American Express Platinum card: 50,000 American Express Membership Rewards points after $1000 spend within 3 months, $475 annual fee. Comes with a $200 airline fee credit, will also reimburse the $100 fee for Global Entry. Lounge access with Delta and American when flying those airlines anytime. Lounge access with US Airways regardless of whom you are flying. And a Priority Pass Select membership for international lounges as well as Alaska Airlines lounges. Comes with Starwood Gold status, too.

The Business Gold Rewards Card from American Express OPEN

Special Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership

The card earns 3x points on your choice of 1 category out of 5 selections, with the other 4 earning double points. Those categories are airfare purchased directly from airlines; US purchases for advertising in select media; shipping; at US gas stations, and and purchases made directly from select computer hardware, software, and cloud computing providers. (3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter)

There’s a $0 annual fee the first year, then $175. Terms and limitations apply. See rates and fees.

The Platinum Card® from American Express

American Express is offering 40,000 points after you spend $3,000 in purchases within the first 3 months on the card.

This card gets complimentary access to American Express Centurion airport lounges. It also provides individual cardmember access to Delta lounges when flying Delta same-day, and a Priority Pass Select membership for cardmember access to lounges that are a part of the Priority Pass network (which includes Alaska Airlines lounges and many international lounges).

The card provides up to $200 a year in statement credits for airline incidental fees like checked bags fees, flight change fees, and onboard snack purchases. (You must select one eligible airline for the year with which to use this benefit.)

There’s no foreign currency transaction fees. There are also additional travel benefits like Gold status in the Starwood Preferred Guest program, Hilton HHonors, and Executive status in the National Car Rental program.

Terms and limitations apply. See rates and fees.

The Business Platinum® Card from American Express OPEN

American Express will let you earn up to 75,000 Membership Rewards® points as a signup bonus — 50,000 Membership Rewards points after you spend $10,000 and an additional 25,000 points after you spend another $10,000 on qualifying purchases within your first 3 months of cardmembership.

This card gets complimentary access to American Express Centurion airport lounges. It also provides individual cardmember access to Delta lounges when flying Delta same-day, and a Priority Pass Select membership for cardmember access to lounges that are a part of the Priority Pass network (which includes Alaska Airlines lounges and many international lounges).

The card provides up to $200 a year in statement credits for airline incidental fees like checked bags fees, flight change fees, and onboard snack purchases. (You must select one eligible airline for the year with which to use this benefit.)

There’s no foreign currency transaction fees. There are also additional travel benefits like Gold status in the Starwood Preferred Guest program, Hilton HHonors and Executive status in the National Car Rental program.

In addition to points transfers to airlines and hotel programs you can get a 50% rebate on Pay with Points when you redeem points for paid travel on your selected qualifying airline (or on other airlines in premium cabins).

Terms & Restrictions Apply

Amex EveryDay® Preferred Credit Card from American Express

In my view the strongest Membership Reward points-earning card.

The signup bonus is 15,000 Membership Reward points after making $1,000 in purchases within the first 3 months.

The real strength here is the 50% bonus on points earned during the billing when you use the card 30 or more times on purchases in a billing cycle. This bonus applies even to bonus spend categories.

Those spend bonuses are triple points at US supermarkets (on up to $6,000 per year in purchases) and double points at US gas stations.

Terms and limitations apply. See rates and fees.

Amex EveryDay® Credit Card from American Express

This is arguably the single best no fee rewards card in the market — because it’s the only no fee card I know that earns points which transfer one-to-one into a variety of frequent flyer currencies. It’s a full Membership Rewards-earning card.

The signup bonus is 10,000 Membership Reward points after $1,000 in purchases on the card within the first 3 months.

If you make 20 or more purchases on it during a billing period you get a 20% bonus on points earned from your net spend during that period.

Even though it’s a no fee card earning valuable points, it has a spend category bonus: double points at US supermarkets (up to $6,000 per year in purchases).

Terms & conditions apply. See rates and fees.

CITI THANKYOU REWARDS

Citi ThankYou® Premier Card

Citibank is offering 30,000 bonus points after $3000 in purchases within 3 months of account opening. The card’s $95 annual fee is waived for the first 12 months. It earns triple points on travel including gas and double points on dining and entertainment.

Citi Prestige Card

Citibank is offer 40,000 bonus points after $4000 in purchases within 3 months of account opening. The card’s $450 annual fee is worth it in my view since it comes with an annual $250 airline credit (just buy a ticket, no need to mess with gift cards) and a Priority Pass for lounge access as well as 4th night free on hotel stays. It earns triple points on air and hotels and double points on dining and entertainment.

CASH BACK CARDS

Citi Double Cash is in my view the best cash back card — it’s a no annual fee card that offers 1% back when you make a purchase and another 1% back when you pay off the purchase.

SimplyCash® Plus Business Credit Card from American Express

American Express is offering up to $400 cash back as a signup bonus — a $200 statement credit after you spend $5,000 in qualifying purchases within the first 6 months of cardmembership and an additional $200 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of cardmembership.

This is a no annual fee card that gives you 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores; 3% back on purchases in your chosen category (from a list of 8); and 1% cash back on other purchases. 3% and 5% earning applies to the first $50,000 in purchases per calendar year, amounts above that revert to 1%.

Terms and limitations apply

Fidelity Investment Rewards Visa Signature Card earns 2% back deposited into a Fidelity account and has no annual fee.

Blue for Business® Credit Card from American Express

This no annual fee card has a special offer of up to 25,000 Membership Rewards points .

You earn 10,000 points after making your first purchase on the Card within your first 3 months of Card Membership and you earn an additional 15,000 points after you spend $5,000 in purchases on the Card in the first 6 months of Card Membership.

What’s more there’s a 30% annual points bonus based on the past year’s purchases on your Blue for Business Card. Terms Apply

Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.