Recommended Credit Card Offers

I receive compensation for many links on this blog. You don’t have to use these links, but I am grateful to you if you do. I do not write deabout all credit cards that are available — instead focusing on miles, points, and cash back (and currencies that can be converted into the same).

There are a few places online that compile the best credit card deals. But as you get from reading this blog, I have my own take on what actually is best. So I’ve compiled these offers in many ways as a repository for myself — these are the links I go back to when it’s time to sign up for a card myself or recommend a link to friends and family.

If you find something I’ve missed, I’d greatly appreciate cit if you would e-mail me.

American Express, Chase, Citibank, US Bank, and Barclaycard are advertising partners of this blog.

This does not endeavor to be a complete and 100% exhaustive list of all of the credit cards that exist. Rather, these are the cards that I believe are actually worthwhile.

AIRLINE CREDIT CARDS

Alaska Airlines Mileage Plan: 30,000 mile signup bonus: $75 annual fee not waived the first year.

This card also comes with a $99+tax companion ticket which is valid for use on any paid coach fare. Sadly the companion tickets are no longer useful on paid first class fares.

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® has an offer for a limited time to earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening.

There’s a $0 annual fee the first year, then $95. Cardmembers receive one free checked bag and preferred boarding on American Airlines flights.

You also get 10% of your miles back (up to 10,000 rebated per calendar year) when you redeem miles.

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® has an offer for a limited time to earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening.

There’s a $0 annual fee the first year, then $95. Cardmembers receive one free checked bag (on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation) and preferred boarding on American Airlines flights.

Spending on the card earns 2 miles per dollar on American Airlines purchases and at telecommunications, car rental merchants and at gas stations (1 mile per dollar on other purchases).

Citi® / AAdvantage® Executive World Elite™ Mastercard® is offering 50,000 miles after $5000 spend within the first 3 months of cardmembership. This card comes with American Airlines Club membership — and it offers authorized user cards at no additional annual fee. Authorized users get access to American Airlines clubs as well. $40,000 spend on purchases that post to your account during a calendar year earns 10,000 elite qualifying miles. The card’s annual fee is $450.

Barclaycard AAdvantage® AviatorTM Red World Elite Mastercard® has an offer for a limited time to earn 60,000 American Airlines AAdvantage bonus miles after first purchase within 90 days of account opening and paying the card’s $95 annual fee.

Cardmembers receive one free checked bag (on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation) and preferred boarding on American Airlines domestic itineraries.

Spending $25,000 on the card in a year will earn $3,000 Elite Qualifying Dollars. And like the personal Citi card you get 10% of your miles back (up to 10,000 rebated per calendar year) when you redeem miles.

Citi® / AAdvantage® Gold World Elite™ Mastercard®

Citibank is offering 25,000 bonus miles after just $750 in purchases within the first 3 months of account opening.*

This is a $0 annual fee the first year card, then $50. Cardmembers receive a 25% rebate on inflight food and beverage purchases when using the card onboard American Airlines flights. The card earns 1 mile per dollar, and qualifies you for American’s reduced mileage awards.

British Airways Visa Signature® Card

Chase is offering a signup bonus of up to 75,000 Avios:

    Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening. Earn an additional 25,000 bonus Avios after you spend $10,000 total on purchases within your first year of account opening for a total of 75,000 bonus Avios.

If you spend $30,000 in a calendar year to earn a Travel Together Ticket good for two years which can double the value of your Avios on a single redemption for 2 people.

Your spending on this $95 annual fee card will earn 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.

JetBlue Plus Card

  • Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don’t expire.
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember’s first checked bag is free on JetBlue-operated flights
  • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
  • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card

Blue Delta SkyMiles® Credit Card from American Express

This no annual fee Delta co-brand card earns 2 miles per dollar at US restaurants and on purchases made directly with Delta, and a full 1 mile on every other eligible dollar spent on purchases — much better than no annual fee airline cards used to offer at just one mile per two dollars spent.

There’s a 10,000 mile signup bonus after $500 in purchases on the card in the first 3 months from approval.

You also receive a 20% statement credit based on spend with the card on eligible Delta in-flight purchases of food, beverages, and audio headsets.

Terms Apply. See Rates & Fees

Gold Delta SkyMiles® Credit Card

American Express is offering 30,000 miles after you spend $1000 in purchases within 3 months and a $50 statement credit after you make a Delta purchase with the new card within your first 3 months. The card has a $0 annual fee the first year and is then $95.

The strongest value proposition for the card is that people who fly Delta but not enough to earn elite status receive some of the key benefits of that status just for being a cardholder, specifically priority boarding (which helps avoid having to gate check carryon bags) and first checked bag free on every Delta flight ( a savings of up to $200 per round trip for a family of four, so can more than pay for the annual fee after year one with just a single trip).

Terms apply. See rates and fees.

Platinum Delta SkyMiles® Business Credit Card

American Express is offering 35,000 miles and 5000 elite qualifying miles after $1000 in spend on purchases on the new card within your first 3 months. Plus you’ll earn a $100 statement credit after you make a Delta purchase with the new card within your first 3 months.

The strongest value proposition for the card is that people who fly Delta but not enough to earn elite status receive some of the key benefits of that status just for being a cardholder, specifically priority boarding (which helps avoid having to gate check carryon bags) and first checked bag free on every Delta flight. And you get a statement credit back for 20% of in-flight purchases on Delta.

Terms and limitations apply. See rates and fees.

Gold Delta SkyMiles® Business Credit Card

American Express Express is offering 30,000 miles after you spend $1000 in purchases within 3 months and a $50 statement credit after you make a Delta purchase with the new card within your first 3 months. The card has a $0 annual fee the first year and is then $95.

The card comes with priority boarding. It has no foreign transaction fees. And you get a statement credit back for 20% of in-flight purchases on Delta.

Terms and limitations apply. See rates and fees.

United MileagePlus® Club Card

Chase is offering 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

Spending will earn 2 miles per $1 spent on tickets purchased from United and 1.5 miles per $1 spent on all other purchases.

This $450 annual fee card comes with United Club membership and travel benefits like first and second checked bag free when you use the card to purchase your ticket. It comes with priority check-in, security screening (where available), boarding and baggage handling.

United MileagePlus® Explorer Card

Chase is offering 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open.

Your spending will earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases.

What’s great about this $0 the first year then $95 annual fee card is the travel benefits when flying United. You get first bag for free (a savings of up to $100 per roundtrip) when you use your card to purchase your ticket. You get priority boarding (avoid having to gate check your carry on, and indeed on a Basic Economy fare you can still bring on a full-sized carry on bag).

You’ll get 2 one-time United Club passes each year for your account anniversary as well.

Cardmembers get access to last seat availability on extra miles awards as well as extra saver award availability that general members don’t have. Elites with the card can receive complimentary domestic upgrades on award tickets.

United℠ TravelBank Card

Chase is offering $150 in TravelBank cash after you spend $1,000 on purchases in the first 3 months your account is open. The card will earn 2% in TravelBank cash per $1 spent on tickets purchased from United and 1.5% per $1 spent on all other purchases. TravelBank cash is used to purchase United tickets.

The card has no foreign transaction fees and will rebate 25% in the form of a statement credit purchases of food and beverages onboard United-operated flights paid for with the card.

There’s a $0 annual fee.

HOTEL CREDIT CARDS

Marriott

Marriott Rewards® Premier Credit Card

The signup bonus for this card lets you earn 80,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening. You can also earn 7,500 bonus points for adding an authorized user to the account and making a purchase within the same 3 month period.

On an ongoing basis spend with this card will earn 5 points for every $1 spent at over 5,700 participating Marriott Rewards and SPG hotels; 2 points for every $1 spent on airline tickets purchased directly with the airlines; at car rental agencies & restaurants and 1 point everywhere else.

The card gives you a Category 1-5 hotel free night stay every year after your account anniversary date, and 15 elite night credits just for having the product.

Starwood

Starwood Preferred Guest® Credit Card from American Express.

American Express is offering up to 25,000 bonus Starpoints® as a signup bonus after $3,000 in purchases on the new card within the first 3 months.

The card has a $0 introductory annual fee for the first year, then $95.

Points transfer to the largest array of airline programs of any card, and when you transfer points to 20,000 miles at once you get 5000 bonus miles.

Terms apply. See rates and fees.

Starwood Preferred Guest® Business Credit Card from American Express

American Express is offering 25,000 bonus points after $5,000 spend on purchases on the card within the first 3 months as a signup bonus.

$0 introductory annual fee for the first year, then $95

Points transfer to the largest array of airline programs of any card, and when you transfer points to 20,000 miles at once you get 5000 bonus miles.

Terms apply. See rates and fees.

BANK PROGRAM CREDIT CARDS

Chase Ultimate Rewards

Chase Sapphire Preferred® Card Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $625 toward travel when you redeem through Chase Ultimate Rewards® Introductory Annual Fee of $0 the first year, then $95

You can earn another 5,000 bonus points when you add your first authorized user to the account and make a purchase in the same 3 months from account opening.

The card earns 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.

Points transfer to United, Hyatt, Southwest, British Airways, Virgin Atlantic, Singapore Airlines, Korean Air, Air France KLM, Marriott Rewards, IHG Rewards Club, and Ritz-Carlton. Probably the best all-around credit card, and with a great signup bonus.

Ink Business Preferred℠ Credit Card

This new card lets you earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Your spending will earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. (Of course you earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.)

Employee cards come at no additional cost and there’s a $95 annual fee.

Chase Sapphire Reserve Card earns triple points on travel and dining. Note that this is not my referral link for the card, and information about the product was neither provided nor reviewed by its issuer.

American Express Membership Rewards

Premier Rewards Gold Card from American Express

You’ll earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.

In addition, your spending earns 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases.

There are no foreign transaction fees with this card. It also provides a $100 airline fee credit — up to $100 per year in incidental fees like checked bag fees credited to your statement with the one eligible airline you choose.

In addition you can get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection.

There’s a $0 introductory annual fee for the first year, then $195. Terms Apply. See rates and fees.

The Business Gold Rewards Card from American Express OPEN

Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership

The card earns 3x points on your choice of 1 category out of 5 selections, with the other 4 earning double points. Those categories are airfare purchased directly from airlines; US purchases for advertising in select media; shipping; at US gas stations, and and purchases made directly from select computer hardware, software, and cloud computing providers. (3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter)

There’s a $0 annual fee the first year, then $175. Terms and limitations apply. See rates and fees.

The Platinum Card® from American Express

American Express will let you earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.

This card gets complimentary access to American Express Centurion airport lounges. It also provides individual cardmember access to Delta lounges when flying Delta same-day, and a Priority Pass Select membership for cardmember access to lounges that are a part of the Priority Pass network (which includes Alaska Airlines lounges and many international lounges).

The card provides up to $200 a year in statement credits for airline incidental fees like checked bags fees, flight change fees, and onboard snack purchases. (You must select one eligible airline for the year with which to use this benefit, terms apply.)

There’s no foreign currency transaction fees. There are also additional travel benefits like Gold status in the Starwood Preferred Guest program, Hilton Honors and Executive status in the National Car Rental program.

I love the new 5X Membership Rewards® points-earning on flights booked directly with airlines or with American Express Travel.

The card’s annual fee is $550, and it has a new benefit of up to $200 Uber Savings annually (available to the primary cardholder only). See rates and fees.

The Business Platinum® Card from American Express OPEN

You can earn 75,000 Membership Rewards points as a signup bonus: 50,000 after you spend $10,000 and 25,000 more points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.

You earn 1.5 points per dollar on each eligible purchase of $5,000 or more up to 1 million additional points per year.

The card has recently added a benefit of earning 5 Membership Rewards points per dollar spent on the card on flights and prepaid hotels on amextravel.com. This is valuable in my view for flights, where you don’t give up benefits booking through a third party site. However the card gives you Hilton Honors Gold status and Starwood Gold status (which matches to Marriott status), and you give up status benefits on hotel stays booked through AmexTravel.com.

The card gets you access to American Express Centurion lounges, Delta lounges when flying Delta same day, and a Priority Pass Select card for lounge membership as well.

Terms Apply, see rates and fees.

Amex EveryDay® Credit Card from American Express

This is arguably the single best no fee rewards card in the market — because it’s the only no fee card I know that earns points which transfer one-to-one into a variety of frequent flyer currencies. It’s a full Membership Rewards-earning card.

The signup bonus is 10,000 Membership Reward points after $1,000 in purchases on the card within the first 3 months.

If you make 20 or more purchases on it during a billing period you get a 20% bonus on points earned from your net spend (ie less returns and credits) during that period.

Even though it’s a no fee card earning valuable points, it has a spend category bonus: double points at US supermarkets (up to $6,000 per year in purchases, then one point per dollar). It earns 1 point on other purchases.

Terms apply. See rates and fees.

Amex EveryDay® Preferred Credit Card offers a signup bonus of 15,000 points after $1000 in purchases within your first 3 months of cardmembership.

This $95 annual fee card earns 3 points per dollar spent at US supermarkets (on up to $6000 per year in purchases), 2 points per dollar at US gas stations, and 1 point on other purchases. It also earns a 50% bonus on those purchases each billing period in which you make 30 or more purchases with the card. That means if you use the card for 30 or more purchases each billing cycle you’ll earn 1.5 points per dollar spent — and up to 4.5 points per dollar for US supermarket purchases.

Information about this product was researched independently by View from the Wing. The issuer did not provide its details, and is not responsible for their accuracy.

CITI THANKYOU REWARDS

Citi ThankYou® Premier Card

The card’s $95 annual fee is waived for the first 12 months. It earns triple points on travel including gas stations and double points on dining out and entertainment.

Points transfer to a variety of airline frequent flyer programs (or can be used to purchase airfare directly at thankyou.com).

The card has no foreign transaction fees.

BARCLAYCARD TRAVEL REBATE CARDS

Barclaycard Arrival Plus® World Elite Mastercard®

Signup bonus is 40,000 bonus miles after $3,000 spend on purchases in the first 90 days.

You earn 2 points per dollar on all purchases. And you get 5% back each time you redeem.
The card has no foreign transaction fees. Annual fee is $0 the first year then $89.

CAPITAL ONE CARDS

Capital One® VentureOne® Rewards Credit Card

Capital One’s points let you buy any flight without worrying about restricted award availability. This is most useful for people who use their rewards for domestic economy flights, and can be especially valuable over peak travel dates.

Current Offer: Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
Earning: Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee. Fly any airline, stay at any hotel, anytime. Travel when you want with no blackout dates. Miles won’t expire for the life of the account and there’s no limit to how many you can earn.
Foreign Transaction Fee: None
Annual Fee: $0

Capital One® Venture® Rewards Credit Card

Capital One’s points let you buy any flight without worrying about restricted award availability. This is most useful for people who use their rewards for domestic economy flights, and can be especially valuable over peak travel dates.

Current Offer: Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
Earning: Earn unlimited 2X miles per dollar on every purchase, every day
Foreign Transaction Fee: None
Annual Fee: $0 intro for first year; $95 after that

Capital One® Spark® Miles for Business

Capital One’s points let you buy any flight without worrying about restricted award availability. This is most useful for people who use their rewards for domestic economy flights, and can be especially valuable over peak travel dates.

Current Offer: Enjoy a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening.
Earning: Earn 2 miles per $1 on every purchase, every day. Miles don’t expire, and there are no categories to limit where or what you buy. There’s no limit to the amount of miles you can earn and miles don’t expire. Redeem miles for travel, cash back, gift cards and more. No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions.
Annual Fee: $0 intro annual fee for the first year; $95 after that
Foreign Transaction Fee: None

Capital One® Spark® Cash for Business

Cash back is a better strategy than airline miles for people who use their credit card spending for domestic economy flights, plus of course cash isn’t limited to travel and potentially earns a rate of return when invested!

Current Offer: Enjoy a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening.
Earning: Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business. Rewards won’t expire for the life of the account, and you can redeem your cash back for any amount
Annual Fee: $0 intro annual fee for the first year; $95 after that
Foreign Transaction Fee: None

Capital One® Savor℠ Cash Rewards Credit Card

Current Offer: Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earning: Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
Annual Fee: No annual fee
Foreign transaction fees: No foreign transaction fees

CASH BACK CARDS

Citi Double Cash is in my view the best cash back card — it’s a no annual fee card that offers 1% back when you make a purchase and another 1% back when you pay off the purchase.

SimplyCash® Plus Business Credit Card from American Express

American Express is offering up to $400 cash back as a signup bonus — a $200 statement credit after you spend $5,000 in qualifying purchases within the first 6 months of cardmembership and an additional $200 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of cardmembership.

This is a no annual fee card that gives you 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores; 3% back on purchases in your chosen category (from a list of 8); and 1% cash back on other purchases. 3% and 5% earning applies to the first $50,000 in purchases per calendar year, amounts above that revert to 1%.

Terms and limitations apply. See rates and fees.

Fidelity Investment Rewards Visa Signature Card earns 2% back deposited into a Fidelity account and has no annual fee.

The Blue Business℠ Plus Credit Card from American Express

The card earns 2x Membership Rewards points on your first $50,000 in purchases per year (1 point per dollar thereafter). That makes this the best most rewarding card for otherwise-unbonused spend.

There’s no annual fee. Terms apply. See rates and fees.

Blue Cash Everyday® Card from American Express

This card lets you earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. It has no annual fee (see rates and fees).

Ongoing earn is 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%); 2% cash back at U.S. gas stations and at select U.S. department stores; 1% back on other purchases. Terms Apply.

Blue Cash Preferred® Card from American Express

You can receive a $200 statement credit after spending $1,000 in purchases within the first 3 months of cardmembership.

Earning is 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%); 3% cash back at U.S. gas stations and at select U.S. department stores; 1% back on other purchases.

Terms Apply, see rates and fees.

Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.