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I’ve considered the United Club Card to be one of the best cards from Chase even when it didn’t have a signup bonus. It’s the best premium airline co-brand credit card. Neither American’s card nor Delta’s earn like this one, or come with the same additional status.
This card $450 annual fee card launched in 2012 and I’ve never seen a publicly available offer with a mileage signup bonus. That’s just changed. Chase is offering 50,000 bonus miles after $3,000 spend within 3 months. And it earns miles fast since all spending generates 1.5 miles per dollar (2 miles for United spend).
United Club Houston
The United Club Card is the best way to buy United lounge membership. Everyone below United’s 1K status saves money compared to buying a membership from United. United 1Ks face the same price for membership. But even if a 1K was going to pay for membership, why not get this card instead, you get United Club plus all the other benefits of the card at the same price point.
For a regular travelers having club access easily pays for itself when flights go wrong. Getting help in the club during irregular operations instead of the gate, customer service, the phone or self service via app or kiosk can make all the difference in getting the best flight options available and give you back hours or even a day.
And United Club members comes with access to Star Alliance business class lounges as well when flying a Star Alliance carrier same day.
Star Alliance Business Class Lounge Outdoor Deck, LAX
Lufthansa Business Class Lounge Entry, Washington Dulles
Three elite statuses come with the card:
- Primary cardmembers are entitled to Hertz Presidents Circle status
- Hyatt Discoverist status
- Hyatt Disocverist matches to MGM Pearl status
Elites with the card are entitled to upgrades on domestic award tickets. The card also waives close-in booking fees for award tickets, those pesky extra costs when traveling within 21 days of booking. And the four United flight requirement to earn elite status is waived for cardmembers.
Cardmembers without elite status get access to additional award space and to last seat availability when spending extra miles for United flights as well as:
- First and second checked bag free when using your card to purchase your United ticket
- Premier access — priority check-in, security, boarding and baggage handling
- Benefits are available to a travel companion on the same reservation as well
In other words it’s like having United elite status without economy plus or upgrades (which lower level elites don’t get often anyway).
There are no foreign transaction fees, and like the Chase Sapphire Preferred Card car rental collision damage waiver is primary so in the event of damage to a rental car your own insurance may not even need to know. You get all the other rich protections too like purchase, price, and return protection; trip delay and cancellation and lost and delayed baggage coverage; and extended warranty coverage.
The card is generally subject to Chase’s 5/24 limits, so get this card if you haven’t signed up for 5 or more new credit card accounts (excluding business cards from some issuers like American Express and Citibank) in the last 24 months.
It’s great to see the new best-ever offer for this card.