I receive compensation for many links on this blog. You don’t have to use these links, but I am grateful to you if you do. American Express, Citibank, Chase, Capital One and other banks are advertising partners of this site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same).
I’ve said that there are 6 reasons you should get the IHG® Rewards Club Select Credit Card.
- Signup bonus. The IHG Rewards Club Select Credit Card is now offering new cardmembers 80,000 bonus points after $1,000 spend on purchases in the first three months after account opening.
You also get 5000 bonus points when you add an authorized user and make a purchase within the same three-month period.
That’s more than enough for 2 nights at most IHG hotel properties (e.g. Crowne Plaza, Holiday Inn). In fact it gets you 3 nights at most of their property — and as many as 17 nights for PointBreaks hotels.
- Annual free night. Cardmembers receive an annual free night at any of their thousands of hotel properties (and this includes even expensive Intercontinental hotels).
- Elite status. You get Platinum elite status as long as you’re a cardmember.
- 10% rebate when your redeem your points. As a cardmember you get 10% back on each redemption. Spend your 85,000 points from meeting minimum spend (80,000) and adding an authorized user (5000) within 3 months of cardmembership and you have 8500 to spend again. Keep doing that with all your points, up to 100,000 points back each year.
Put another way, earning 85,000 points as your signup bonus — once redeemed and redeemed again — is really like 94,350 points.
- Low cost. There’s a $0 fee the first year, and a $49 fee thereafter. That’s lower than most rewards cards. It’s also a great deal considering the annual free night that isn’t capped but valid at over 5000 IHG Rewards Club properties.
- 5/24 Doesn’t Apply. Readers report success getting approved for this card even if they have had 5 or more new card accounts opened in the last 24 months.
When there was a smaller signup bonus, with a higher spend requirement, and before 5/24 took other Chase cards off the table for many (in other words, before the case for this card become even more compelling) here’s what readers were saying about the experiences with the card.
- I’ve had the card for a couple of years, and continue to get exceptional value out of the free annual night. To each their own of course, but it’s not particularly tough to get more than $49 worth of value from the card on an annual basis. Without much effort, I’ve gotten a consistent value of $200+ per usage.
Robert Barron writes,
- [Y]ou can’t beat this card with a stick. For three years now, my One Free Night benefit has saved me $150-$100 per year….and I don’t think that’s anything to sneeze yet. I agree with the point to not use this card for everyday spend- and I don’t. But when you combine the Pointbreaks offers- which saved me $375.00 last summer- with the multiple promotions IHG offers throughout the year, and the point bonuses you get when you pay for your stay with this Card…it’s just a no-brainer.
- Agree with the Robber Barron, this is the most lucrative card there is. You are getting about $300 value off the bat, and than $100 (MINIMUM) every year. The best part is, you never have to use it – and that’s what makes it so lucrative. You are basically purchasing a $49 option right to any IHG hotel room every year. Just store it away somewhere. What card offers anything comparable?
- …AND on top of that you get Platinum status. Sometimes that is worthless but sometimes it is not, like the time I used the annual voucher in a European Intercontinental and got upgraded to a sea view suite with Executive lounge access thrown in for free, just for asking nicely! The Executive lounge benefit translated into a full board arrangement for me and my wife in a great hotel with a spectacular view all for a lousy $49!
- This one used to fly under the radar.. Even if you redeemed your night at an airport Holiday Inn Express you’d profit off a $49 annual fee, let alone at the Intercontinental Singapore (just redeemed mine today!).
Throw in the 10% rebate on redeemed points, better-than-nothing Platinum status, which at least earns you extra points, and I flat out love this card. Even if I never put spending on it except when I’m staying with IHG