6 Reasons You Should Get the IHG Rewards Club Credit Card

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IHG® Rewards Club Select Credit Card

The Chase-issued IHG® Rewards Club Select Credit Card increased its signup bonus last year to 70,000 points and most readers thought that was a good deal. But with an even bigger bonus, and new 5/24 restrictions at Chase that apply to most of their other really good cards, this is the perfect time to jump on this card.

Intercontinental Kuala Lumpur

There are 6 reasons to get this card:

  1. Signup bonus. The IHG Rewards Club Select Credit Card is now offering new cardmembers 80,000 bonus points after $1,000 spend on purchases in the first three months after account opening.

    You also get 5000 bonus points when you add an authorized user and make a purchase within the same three-month period.

    That’s more than enough for 2 nights at most IHG hotel properties (e.g. Crowne Plaza, Holiday Inn). In fact it gets you 3 nights at most of their property — and as many as 17 nights for PointBreaks hotels.

  2. Annual free night. Cardmembers receive an annual free night at any of their thousands of hotel properties (and this includes even expensive Intercontinental hotels).

  3. Elite status. You get Platinum elite status as long as you’re a cardmember.

  4. 10% rebate when your redeem your points. As a cardmember you get 10% back on each redemption. Spend your 85,000 points from meeting minimum spend (80,000) and adding an authorized user (5000) within 3 months of cardmembership and you have 8500 to spend again. Keep doing that with all your points, up to 100,000 points back each year.

    Put another way, earning 85,000 points as your signup bonus — once redeemed and redeemed again — is really like 94,350 points.

  5. Low cost. There’s a $0 fee the first year, and a $49 fee thereafter. That’s lower than most rewards cards. It’s also a great deal considering the annual free night that isn’t capped but valid at over 5000 IHG Rewards Club properties.

  6. 5/24 Doesn’t Apply. Readers report success getting approved for this card even if they have had 5 or more new card accounts opened in the last 24 months.

Intercontinental Boston

The card is worth getting, in my opinion. And it’s worth keeping for the annual free night and for the rebate on IHG Rewards Club redemptions. But I wouldn’t use it for everyday spending.

Bottom-line is that the card has a good bonus — that many of you can actually get — with a low spend requirement, and once you have the card it’s worth keeping but not using.

IHG® Rewards Club Select Credit Card

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. If you have had the card previously can you get it again if the other account has already been closed? Is it every two years like the Hyatt card?


  2. Larry, says sister asked Chase and was turned down. Would you knowingly apply for a 80k affiliate link and hope Chase matches to 100k, or just apply for the 100k directly? I don’t mind affiliate links, but I think it’s unfair to readers if there’s a superior public offer available.

  3. My partner and I have each had this card for a couple years now, and soon will be in Monterey, CA, using our annual free nights at the $350/night Intercontinental. Is that not worth the $49 annual fee? However, breakfast and $25 parking not included.

  4. My wife and I both have this card. We use the annual free nights at the Hong Kong Intercontinental. We paid extra for the Harbor view room and it is well worth it.

  5. Reason 7 (or maybe 3a) is that with the elite status that comes with the card, your points never expire.

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