The 9 Most Lucrative Credit Card Signup Bonus Offers You Can Use Right Now

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I don't have referral links for the Chase Sapphire Reserve Card or the British Airways card. Information about these products is neither provided nor reviewed by their issuer.

There’s no quicker and easier way to earn a large amount of miles quickly than with a new credit card.

There are a bunch of new – and very big – credit card signup bonus offers out there, and some limited-time bonuses. This list is mostly new over the past 6 months. There’s a six figure bonus over, and we’ve seen 60,000 and 70,000 point offers end.

Here are the 9 cards I consider to have the very best signup bonus offers right now:

  1. Ink Business Preferred℠ Credit Card has an 80,000 point signup bonus after $5000 spend within 3 months. That can even be enough for a roundtrip business class award ticket between the US and Europe. (Chase points are super valuable because they transfer directly to a variety of airlines and hotels.)

    It earns 3 points per dollar on travel — that’s airlines, hotels, rental cars, tolls, even Uber — and 3 points per dollar on shipping and advertising on social media and search engines, so great for anyone who advertises on Facebook or Twitter, or who spends money advertising with Google. It also comes with $600 protection against theft or damage when you use it to buy your cell phone. ‘5/24’ applies.

  2. Chase Sapphire Preferred Card lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

    With a $0 annual fee the first year, then $95, I suggest that as the number on card to get started with in miles and points. Get Sapphire Reserve later, perhaps, the card’s annual fee makes this the one to get first.

    Points transfer to United, Hyatt, Southwest, British Airways, Virgin Atlantic, Singapore Airlines, Korean Air, Air France KLM, Marriott Rewards, IHG Rewards Club, and Ritz-Carlton. Probably the best all-around credit card, certainly for getting started in the hobby, and with a great signup bonus.

    The card earns two points on travel and dining at restaurants and 1 point per dollar spent on all other purchases worldwide. The card has an introductory Annual Fee of $0 the first year, then $95.

    best credit card bonus offers
    Transfer Points and Redeem for Singapore Airlines A380 Suites

    Since in general Chase doesn’t approve this card for folks who have signed up for 5 or more new card accounts in the past 24 months, it’s the first card you should apply for.

  3. Chase Sapphire Reserve Card 50,000 point signup bonus after $4000 spend within 3 months; triple points on travel and dining; Priority Pass Select membership with free guests; $300 travel credit make this new Visa Infinite card from Chase with a $450 annual fee the most exciting new entrant of the year. It’s not my link, I don’t have a direct link to the card, the content doesn’t come from Chase and they don’t review it. 5/24 applies.

  4. Citi® / AAdvantage® Platinum Select® World Elite™ MasterCard® has an offer for a limited time to earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. This is the biggest public offer ever for this card, usually limited-time offers are for just 50,000 miles. Reportedly this offer ends tomorrow (Thursday). (Offer expired)

    There’s a $0 annual fee the first year, then $95. Cardmembers receive one free checked bag and preferred boarding. I like this card for the signup bonus and to keep for the preferred boarding (you can bring a full sized carry on bag onboard even on a basic economy fare, and either way avoid having to gate check your bag) and free checked bags.

  5. British Airways Visa Signature® Card was the first US credit card I’m aware of to ever offer a 100,000 point bonus in 2009. Their big bonus is back, and it’s structured as follows: 50,000 after $3,000 spend on purchases within the first 3 months from account opening; 25,000 after $10,000 total spend on purchases within your first year of account opening — for a total of 75,000 bonus Avios ($7000 additional spend on top of the first $3000 for 50,000 Avios.); an additional 25,000 after a total of $20,000 spend within your first year from account opening — for a total of 100,000 bonus Avios.

    Chase’s 5/24 reportedly does not apply.


    British Airways First Class

  6. The Platinum Card® from American Express offers 60,000 American Express Membership Rewards points after $5,000 in purchases in your first 3 months with the card.

    It’s also the card with the best benefits. The value proposition here is airline lounges and elite status. It comes with Hilton Gold, Starwood Gold (matches to Marriot Gold), and National Car Rental Executive status. It gets you into Centurion lounges, Delta lounges (when flying Delta), and gives you a Priority Pass card for lounge access. There’s a $200 airline fee credit, and an Uber credit up to $200. The card earns 5 points per dollar on purchases made directly with airlines. And this $550 annual fee card is now metal.

  7. IHG® Rewards Club Select Credit Card has increased its signup bonus to let you earn 80,000 points after $1,000 spend on purchases in the first three months after account opening. You also get 5000 bonus points when you add an authorized user and make a purchase within the same three-month period. 5/24 reportedly doesn’t apply folks with 5 or more new credit card accounts in the past 24 months should still be eligible for this card.

    This is a $0 annual fee the first year card, and $49 thereafter. This is arguably the best hotel credit card to get for the signup bonus and to keep for its ongoing benefits. You get an annual free night at card renewal and a 10% rebate on the points you spend up to 100,000 points per year.


    Intercontinental Boston

  8. Marriott Rewards® Premier Credit Card The signup bonus for this card lets you earn 80,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening. You can also earn 7,500 bonus points for adding an authorized user to the account and making a purchase within the same 3 month period. Now that Marriott points transfer to Starwood, it’s the biggest offer for Starwood points as well. The card gives you a Category 1-5 hotel free night stay every year after your account anniversary date, and 15 elite night credits just for having the product.


    Starwood’s Al Maha Desert Resort – Base Room is a Standalone Villa With Private Pool

  9. Business Gold Rewards Card from American Express OPEN offers 50,000 Membership Rewards points after $5,000 spend on purchases with the card within your first 3 months of cardmembership.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.

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