New 80,000 Point Credit Card Signup Offer With Great Ongoing Benefits

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IHG® Rewards Club Select Credit Card

The IHG Rewards Club Select Credit Card has increased its signup bonus to let you earn 80,000 points. This is a $0 annual fee the first year card, and $49 thereafter.

This is arguably the best hotel credit card to get for the signup bonus and to keep for its ongoing benefits. It isn’t the card where you want to put all of your spending.

Intercontinental Kuala Lumpur

Get the Card for 80,000 Bonus Points and More

The IHG Rewards Club Select Credit Card is now offering new cardmembers 80,000 bonus points after $1,000 spend on purchases in the first three months after account opening.

You also get 5000 bonus points when you add an authorized user and make a purchase within the same three-month period.

Now, 80,000 IHG Rewards Club points aren’t worth as much as the 80,000 Marriott Rewards points you can earn with the Marriott Rewards Premier Credit Card. One Marriott point is worth more than one IHG Rewards Club point.

However the IHG® Rewards Club Select Credit Card has two things going for it just in terms of the signup bonus and before we get to the benefits: the lower annual fee and easier approval for many.

All of the reports I’ve seen are that the card has not been subject to ‘5/24’ meaning that Chase does appear to approve people for the card even if they have 5 or more new cards in the last 24 months.

This is outstanding for the low annual fee, the low spend requirement, and that the bonus is going to be open to so many cardmembers. Anecdotally this has seemed to be one of Chase’s easier to get rewards cards.

Intercontinental Boston

Keep the Card for Its Benefits

The card is $0 the first year but it’s one that readers who have it keep. That’s because it’s well worth $49 after year one for Platinum status in the IHG Rewards Club program, for a 10% rebate on points redemptions up to 100,000 points back each year, and for an annual free night that isn’t capped. The card also has no foreign transaction fees.

  • Platinum is mid-tier status. Recognition of benefits varies across properties, but many properties do go above the terms and conditions of the program with upgrades and club lounge access when they have it to offer. You’re going to get priority for late checkout and early checkin and you earn 50% bonus points on your stays. Although many of the benefits of status don’t apply to award stays, one nice benefit of the status is that your points don’t expire.

  • 10% rebate is real value It means your awards are in effect 10% cheaper. The more you redeem, the more value you generate, and you can have up to 100,000 more points than a non-cardholder each and every year.

  • Annual free night. This is the best free night offered at card renewal by any chain. You pick your reward night at any of the more than 5000 participating properties. It isn’t capped. So for the $49 fee you can book a $300+ hotel room night each year if you wish.

This is also the only MasterCard I’m aware of Chase offering.

Intercontinental Singapore

Stick the Card in a Drawer, Your Spend Goes Elsewhere

Earning on the card is 5 points per dollar at IHG hotels, 2 points at gas stations, grocery stores and restaurants, and 1 point elsewhere.

That’s about a 3% rebate for in-hotel spend, I believe that spend on a Chase Sapphire Preferred Card is worth about 20% more than that and the Citi Prestige Card offers more value even for an IHG Rewards Club hotel stay as well.

Double points at gas, groceries and restaurants is really just a 1.2% rebate since I value an IHG Rewards Club point at 6/10ths of a cent apiece.

This is a classic card where you want to get it for the bonus and keep it for the benefits. This is a card to hang onto. But it’s not a card to put your ongoing spend on.

It’s definitely one to get now while the increased 80,000 point bonus and even additional 5000 points for an authorized user are on offer.

IHG® Rewards Club Select Credit Card

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. Indeed, a very good card, Gary – as is your analysis of its benefits. I’ve had pretty good success in using the annual free nights at some nice hotels, in some cases not very far in advance of my stays.

  2. I’ve had the card for 4 years and my wife for 3 years enjoying the annual $49 room certificate. Has anyone been able to get approval and a new card sign up bonus while still having an active IHG card? (two cards for each of us gets 4 nights a year for $196)

  3. We already have the card. I wish they had a business card so I could double dip. 😉
    Wondering out loud if this is churnable. Anyone have any experience?

  4. If you haven’t visited the IC Singapore lately, it’s worth a stay next time you’re there. I was there a few months ago and the recent renovations were very well done. A great use of the free night award!

  5. I would get it, but have several others we are trying to run money across right now,

  6. @dhammer,
    All Chase cards are churnable. Check out the Chase forum on Flyertalk. You can get most Chase card bonuses again 24 months after your last bonus was awarded & if you currently do not have that card. This card is NOT subject to Chase’s strict 5/24 rule.

  7. My wife & I are both sitting pretty at 4/24. Is it worth it to use it on IHG with increased bonus (potentially 100K)? Or wait for another chase product/offer that would be restricted post 5/24?

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