5 Things I Love About the Hyatt Visa

I receive compensation for many links on this blog. You don’t have to use these links, but I am grateful to you if you do. American Express, Citibank, Chase, Capital One and other banks are advertising partners of this site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same).


The Hyatt Credit Card

I’ve been a Hyatt Visa cardholder almost since the product first launched. I’m a top tier Hyatt frequent guest, and I keep the card because each year it gives me a free night that’s worth far more than the cost of the card.

Here are 5 things I love about the product:

  1. Signup Bonus: It’s 2 free nights at any Hyatt hotel or resort worldwide after $2,000 in purchases in the first 3 months after account opening. You also get 5000 bonus points for adding an authorized user to your account and making a purchase with the card in that same 3 month timeframe.

    There are no restrictions on when you can use the nights (these aren’t ‘free weekend nights’) and there are no restrictions about how expensive a hotel you can use them at (no ‘category restrictions’). You can use the two nights at even the most expensive Park Hyatts in the world.


    Park Hyatt Vendome, Paris

    In fact if you and your travel companion each get the card, combine the free night signup bonus you’ll earn for a 4 night stay at the same hotel.

  2. Reports Are 5/24 Doesn’t Apply: Chase doesn’t appear to exclude customers who have had 5 or more new card applications within the past 24 months from being approved for the Hyatt Visa.

    So it’s a Chase card that you can get, and it makes it one of the easiest Chase cards to get approved for.

    If you’re at 5/24 or above, a card you can get is always a great way to get different cards later, since in many cases Chase may let you product change (often after a year, since they can’t increase your annual fee during the first year).


    Park Hyatt Hadahaa, Maldives

  3. Anniversary Free Night: The card‘s $75 annual fee is more than made worth it because you get a Category 1-4 free night each year on your card anniversary and that night is valid for a year.


    View of the Petronas Towers from the Category 3 Grand Hyatt Kuala Lumpur

    Unlike some chains were anniversary free nights are highly restricted, there’s only about a hundred hotels where these anniversary free night certificates aren’t valid.

  4. Discoverist Elite Status: Just for having the card you receive Discoverist status which gets you 2 p.m. late checkout and upgrades to the best room in category reserved such as a higher floor and better view.

  5. MGM Resorts Status, Too: Your Discoverist status from Hyatt matches to MGM M life Rewards Pearl status. That’s good for free self parking and buffet line passes as well when staying at properties like Bellagio, MGM Grand, and Mandalay Bay in Las Vegas.

The Hyatt Credit Card

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

More articles by Gary Leff »

Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.

Comments

  1. Okay something’s clearly up with this card because Lucky all of a sudden wrote two full posts about it and now Gary’s doing one himself. Do commissions raise during certain times of the year?

  2. Definitely doesn’t fall under 5/24 – have had it twice in the last two years (PH NY, PH DC, 2 nights Zilara MB) and have been ridiculously over 5 cards

    It is a great card and provides great value

    Of course he gets commissions – this is called a job!

  3. James, yeah this is inspired by affiliate commission. That’s fine, but they are sound their readers a disservice when they neglect to mention that this card often gives the 2 free nights AND $50 statement credit when applied through Hyatt’s website during checkout when booking a room.

  4. 1. You can get a night at a perfectly decent hotel in pretty much any city in the world for around $50-150 if you book wisely so “2 free nights” really isn’t worth that much. Let’s be honest, is there really much of a difference between a $200/night and a $1,000/night hotel? You are getting a room, in which you’ll be asleep for 80% of the time…

    2. 5/24 “may” not apply but it will count towards the limit for future Chase applications

    3. You are paying the $75 fee upfront and are now pressured to use the free night within the year at a very limited number of hotels (only Hyatt, only Category 1-4). It’s highly unlikely you’ll stay just one night and you won’t earn points for the night. Given all of these factors I’d say it’s barely break even. It usually costs a hotel $20-30 to turnover a room, so who is really coming out ahead here?

    4. As someone mentioned above, the Discoverist benefit is pretty diluted

    5. That’s an incredibly specific benefit… can’t imagine it applies to many people

  5. Despite the previous negative comments about the card, I used the two free signup nights at the Vendome in Paris. Because of the status upgrade with the card, I was given an unexpected upgrade to a very large room which was more of a junior suite than a room. Checking the dates with when I stayed there, the daily rate was around $960.00 equivalent dollars.

    Upon my return to the U.S., I recommended this card to one of my clients. Both he and his wife each got the card and later got four free nights at the same Vendome Paris hotel. They each still keep the card.

    Besides the two free nights and annual 1-4 free night, Hyatt has some rather nice hotels around the world.

    There is nothing negative about the card that I can see..

  6. The card itself isn’t bad and to be fair the sign up bonus is decent especially at the top end Park Hyatts but As a diamond/glob (who previously always earned by stays) member who has held the card for over 2 years now I find the lack of requalifying status nights (or days) to be a huge devaluation. The cat 1-4 free cert is generally worth the 75 a year fee but just barely and to get value you really need to book as early as possible in a peak time (Easter holidays July 4th week etc) I’ve found I can typically get a 300€+ value by doing that. Now that the status is gone though I will for sure not be pushing 20k spend on this card anymore, the benefits on the chase sapphire (also 3x chase points possible per dollar but not limited to one program). If chase would consider a 20k and 40k spend lever then I would for sure push that revenue their way.

    VFTW is of course a for profit blog not complaining about that but please use your connections at chase to escalate this to a higher level and get us the status credits as almost all the other hotel cards (Marriott SPG) provide. As a Hyatt loyalist I really want to find a way to stay a member in 2018 but at the moment the new WoH scheme has made that very difficult for those of us who do a lot of work in Europe or places where hyatts do not have a large footprint. For example last year of my 30 or so stays I had almost 20 were at grand Hyatt or park Hyatt as those were the only options. If we had hyatt house or place around every corner it would be a bit more fair……

    Please help!

  7. I love Hyatt and have the card. Cardholders experienced a major downgrade with the new “World of Hyatt” program. Hyatt credit card holders
    previously received Platinum Status.
    It was amazing and allowed exceptional upgrades. I thankfully took advantage in time to get an Opera House view at the Park Hyatt Sydney (room 222). I would not get that today. So, still great redemption rates but the card is not as valuable.

  8. @Tim – Chase potentially welcomes back cardmembers to this product, including with a signup bonus, who have had the product in the past .. are not current cardmembers.. and where it’s been more than 24 months since the last bonus was rewarded.

  9. How long after you cancel the card do you need to wait to reapply to receive the free two nights again?

  10. pump pump pump. Nothing more than an effort to inflate your affiliate revenue. Come on Gary. Anyone with half a brain knows the Hyatt CC is essentially worthless these days. You’re doing exactly what Hyatt is doing with WOH; trying to shine sh*t.

  11. @Cogswell —> “Let’s be honest, is there really much of a difference between a $200/night and a $1,000/night hotel? You are getting a room, in which you’ll be asleep for 80% of the time…”

    Two thoughts: First, you sound like Tom Bodett in those Motel 6 commercials — paraphrasing here — when he said, “We look just like those big fancy hotels when your eyes are closed.”

    Secondly — yes, IMHO, there’s a BIG different between a $200 and a $1,000/night hotel. Not only can/will there be a “thread count” issue (e.g.: higher quality bedding, mattress, etc.), but in all probability the room will be larger — or probably a suite — will have a better view, a sitting area, etc., etc., etc. Also, I can afford one and not the other . . . unless I can grab the $$$$ room on points or as a free night benefit/upgrade.

  12. Yea what’s up with the blogger pushing this card lately? I think they’re getting referrals payout, if you look at the link, it’s just not a straight link to chase but it has some sort of id appended at the end. Anyway the card is worst than before since they changed the tier, and why would any of us keep it for more than 24 months since we can cancel and get the reward again because this card is not under 5/24. If it was I might consider keeping it long terms. Also as another reader point out, some of these benefits aren’t set in stone. We stayed at a Hyatt regency and didn’t get 2pm check out when requested. Even the house keeping came to the door knocking at 10am to remind me I need to get out at 11, RUDE!

  13. Ron? OF COURSE there are referral fees/payments to bloggers . . . it’s no big secret. Read the opening paragraph of this post: “I receive compensation for many links on this blog. You don’t have to use these links, but I am grateful to you if you do. American Express, Citibank, Chase, and other banks are advertising partners of this site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners . . . “

  14. @tim i only mean to suggest that i don’t know enough about anyone’s credit profile to say they’ll be approved for the card. but chase PUBLISHES:

    “This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.”

  15. This is @Gary’s second post on the this card within a week. So, yes, it is open season on commission fees for this card…

  16. @Cogsworth- “You can get a night at a perfectly decent hotel in pretty much any city in the world for around $50-150 if you book wisely.”

    Please teach me how to book wisely so that I can find these $100 perfectly decent hotels the next time I’m traveling to Chicago/New York/San Francisco/London/Paris/Boston.

  17. So are there any data points on people having the card and canceling it and then getting a new card with the two free nights?

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