Starwood Offering Good Discount Buying Points, But There’s 2 Better Ways to Get Starpoints

I receive compensation for many links on this blog. You don’t have to use these links, but I am grateful to you if you do. American Express, Citibank, Chase, Capital One and other banks are advertising partners of this site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same).


Marriott Rewards Credit Card from Chase

Mommy Points reminds us that there’s about two weeks left to buy Starwood Starpoints with up to a 30% discount. That offer ends April 30.

  • 10% off 5,000 – 9,500 Starpoints
  • 15% off 10,000 – 14,500 Starpoints
  • 20% off 15,000 – 19,500 Starpoints
  • 30% off 20,000 – 30,000 Starpoints

A 30% discount prices Starwood points at 2.45 cents apiece. And since Starpoints transfer to airline miles with a bonus — transfer points into 20,000 miles and receive 5000 bonus miles — you are effectively buying airline miles with your choice of programs (any of the many where Starpoints transfer 1:1) at a cost of 1.96 cents apiece.

Starwood only lets you buy 30,000 points per year for your account.

There are two things I would do before taking advantage of this offer.

First, anyone with a Starwood Preferred Guest® Credit Card from American Express can pay bills using the Plastiq bill pay service. Plastiq charges your card, mails a check, and charges you a 2.5% fee. That means you can ‘buy Starpoints’ at $0.025 apiece year round, no special offer needed.

Second and even better the Marriott Rewards® Premier Credit Card has a very special (best ever) signup offer: 100,000 points after $5000 in purchases in the first 3 months after account opening. Earn the bonus and you’ve got at least 105,000 points, which transfer directly to 35,000 Starpoints. The annual fee is $85.


Marriott’s Al Wadi Desert Resort

Your cost per Starpoint is about a quarter of a cent apiece, and that’s without factoring the 7500 bonus points for adding an authorized user and making a purchase in that same first 3 months from account open. (Only consider this card if you’ve opened fewer than 5 new card accounts in the past 24 months.)

Marriott Rewards® Premier Credit Card

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

More articles by Gary Leff »

Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.

Comments

  1. Gary, I’m not sure I understand this: “That means you can ‘buy Starpoints’ at 2.5% apiece year round, no special offer needed.” Can you clarify?

  2. @geo king – definitely but not nearly as many people owe taxes (and I don’t suggest overpaying) as can pay bills like rent or mortgage on an ongoing basis

  3. Gary,

    Have you put out an updated a list of ways to earn points on everyday purchasess lately??

Leave a Reply

Your email address will not be published. Required fields are marked *