A couple of months ago I told you about a credit union that allows you to:
- Join online
- Fund your initial deposit with a credit card and earn miles
- Buy visa gift cards online with free shipping, and have your name embossed on them ($3.95 for $500, and you could activate PINs on them to use as debit cards)
That’s a pretty good deal, right?
A funny thing happened on the way to using Agricultural Federal Credit Union (AgFed) just for gift card purchases. And oh by the way I’m told hundreds of readers opened accounts.
They turn out to have some pretty good financial product deals, too.
I’m a big bank kind of guy, I’ve done business mostly with the Chase’s and Citi’s of the world. I’ve naturally had accounts with Suntrust (Delta debit card). So it took a deal like this to get me to pay attention to some of the valuable options this credit union has to offer.
(I’ve paid attention in the past to Pentagon Federal, for their credit card bonus category spend and mortgages but never jumped on either.)
AgFed has some great auto loan rates. Here’s where they are as of this writing:
These are better, even, than some manufacturers’ subsidized rates (“1.99% for 36 months!”). And they’ll offer these rates even on used cars.
And they even sent out a marketing piece to new members (that’s us!) offering .25% off a loan.
Just a public service reminder to shop around, and to take advantage of deals you may be eligible for – like great rates offered to you just because you you wanted an easy, cheap way to buy pin-enabled gift cards.