I receive compensation for many links on this blog. You don’t have to use these links, but I am grateful to you if you do. American Express, Citibank, Chase, Capital One and other banks are advertising partners of this site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same).
The strongest cash rebate small business card — Spark Cash for Business — is now offering:
- $500 cash when you spend $4500 on the card within 3 months
- Waived fee the first year (then $59)
That’s a really strong return both for signup bonus and ongoing earn. I don’t generally recommend Capital One cards but this is a good business card for a cash rebate.
The strongest signup bonus on a rebate-style personal (versus business) card belongs to the Barclaycard Arrival+ World MasterCard which gives you 40,000 points after $3000 spend within 90 days of cardmembership. When you redeem that for a $400 statement credit against travel spend you get 10% of your points back, making the points worth at least $440. (The card’s $89 fee is waived the first year.)
The strongest cash back on a personal card belongs to Citi Double Cash, in my opinion — it offers 1% back with your purchase and 1% more back when you pay for the purchase so delivers the rebate of the Spark for Business.
Capital One, incidentally, has a card that will give you 20% back on Uber for a year and they also will give you up to $60 in free Uber rides if you’re a new user.