Let me introduce you to three cards you rarely hear me talking about.
Reader Matt K. e-mailed asking whether — as a Minnesota resident — he should consider getting The Sun Country uFly Rewards Card.
I’m neither a fan of Sun Country Airlines, or of their rewards program. They went revenue-based a year ago, and they offer a low cost product. I view the program as suffering from the Greyhound Road Rewards problem (where the ‘reward’ for taking 10 bus trips is… another bus trip).
But for someone who will fly Sun Country, in a place where it’s convenient to do so, a free flight for getting a getting a credit card isn’t a terrible choice.
That’s especially true because Sun Country’s card is issed by First Premier Bank.
You usually see me recommend really good cards like Chase Sapphire Prefered, Ink Plus, etc.
But the good cards are generally issued by Chase, American Express, Citibank, Barclaycard, and to a somewhat lesser extent Bank of America (though I like the Alaska Visa) and US Bank (the Club Carlson and 40,000 point Korean offers are good).
There are only so many cards you can get from each of those issuers. A First Premier Bank card only trades off:
- With applications in general, so if you don’t have cards immediately to apply for and you haven’t beaten down your credit score too much with recent applications, you can consider it.
- With other cards from First Premier. ::cough::
First Premier does, of course, issue the La Quinta Returns Visa. So you do have a choice to make…
Fortunately, First Premier isn’t the only tertiary issuer of co-brand travel rewards cards. Comenity Bank has recently gotten into the space offering the Virgin America Credit Card (a relationship that used to belong to Barclays).
You may be surprised to see these offers. They’re only mentioned because they come from banks that don’t have other good options to offer you, so taking these cards won’t trade off with other cards from better issuers. You’ll just have to decide whether it’s worth having the issuer pull your credit to get the bonus or not.
And I do draw lines. I will not, of course, recommend this card to any of my readers.
Disclosure: No affiliate links were harmed, or even used, in the making of this post.
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