I carry the Chase Ink Plus card.
It offers a 50,000 point signup bonus after $5,000 spend within 3 months.
The annual fee is $0 the first year, $95 thereafter. It has no foreign currency transaction fees.
And most crucially, the card earns
- 5x points at office supply stores and on cellular phone, landline, internet and cable TV services.
- 2x at gas stations and hotels.
It’s a small business card. Here’s the how and why you should add a business card to your wallet.
The Ink Plus is a credit card, which you should pay off every month — it has a charge card cousin Ink Bold with the same benefits.
My own telephone, cell phone, texting, mobile (‘mifi’) internet, and home internet connectivity adds up to hundreds of dollars a month. I’ve got TV service at home, in more than one spot and in my office. It’s quite easy to earn a couple of thousand bonus points each and every month with this card from telecommunications spend. And for folks with big business connectivity bills, the points bonuses only get bigger.
Office supply store purchases are bonused as well at 5 points per dollar. Every since I was a kid I’ve loved office supply stores. I loved roaming the bookstore in college. Don’t ask me why, but just the right pen has always mattered to me.
So add in bonus points, and all the things you can get at office supply stores (electronics, coffee machines, coffee, gift cards) and I find that I earn more bonus points from office supply store purchases than I do from telecommunications.
I was thrilled when I saw Whole Foods gift cads on sale at Staples, in addition to my usual ‘staple’ of Starbucks, Amazon.com, and iTunes. The existence of gift cards is almost enough to make me fly Southwest and stay at Marriotts.
Ink Plus will let you earn bonuses on the first $50,000 spent each year in the 5x categories and the first $50,000 on the 2x categories. That’s up to 350,000 points just for spending in bonus categories. Most people will not get there, but it’s still significant potential at that level.
(Note that cards in this post offer credit to me if you’re approved using my links. The opinions, analyses, and evaluations here are mine. The content is not provided or commissioned by American Express, by Chase, by Citibank, US Bank, Bank of America, Barclays or any other company. They have not reviewed, approved or endorsed what I have to say.)
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