More Credit Card Issuers Likely to Offer Free Access to FICO Credit Scores

Yesterday I wrote that the Barclaycard Arrival PlusTM World Elite MasterCard® and other Barclays cards now provide free access to real FICO credit scores through their online account.

The nice thing is that these are real scores, and free, whereas many free services are effectively simulations rather than the data that lenders would see.

It turns out that eventually many more card issuers may be providing free FICO scores as well.

FICO plans to let card issuers who use its scores make those scores available to consumers for free.

Barclaycard and First Bankcard (First National Bank of Omaha) are the first two banks offering this but FICO is working with other banks on potentially doing the same.

(Note that cards in this post offer credit to me if you’re approved using my links. The opinions, analyses, and evaluations here are mine. The content is not provided or commissioned by American Express, by Chase, by Citibank, US Bank, Bank of America, Barclays or any other company. They have not reviewed, approved or endorsed what I have to say.)


About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Comments

  1. I applied for a club Carlson card for my wife in mid-October. As part of issueing her a card US Bank mailed her Experian credit score in its own envelope.

  2. I have a US Airways card from Barclay Card. I’ve scoured the website but can’t find any mention of my FICO score there. I don’t really use the perks offered by that card, BUT if FICO score was another perk, I’d probably keep it.
    MEANWHILE, I almost cancelled my Walmart card yesterday but discovered that it gives me access to my FICO score. So I decided to keep the Walmart card.

    I really want to cancel one of them. Any clues as to whether or not the Barclays US Airway card will eventually tell me my FICO?

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